How Can I Spend Down Money to Qualify for Medicaid?

You may pay for anything for the benefit of the nursing home resident, including clothing, furnishings, a prepaid funeral or irrevocable funeral contract, entertainment, extra therapy, or the professional services of a geriatric care manager or elder law attorney. The exact rules around such spending can differ from state to state, with some Medicaid agencies being more expansive than others in what they will permit. To know for certain is allowed, you need to meet with a local elder law attorney, who can let you know if there are other planning steps available in your situation.