If My Mom Gifts Me Money to Buy a House, Can Medicaid Take the House?

Your mother’s gift of money to you may cause her to experience a period of ineligibility for Medicaid if she applies within the next five years. You may be able to "cure" that period of ineligibility by giving the money back. While Medicaid may have the right to put a lien on a Medicaid recipient's home, unless the house is in your mother’s name, Medicaid should not have a right to put a lien on your house. If you believe your mother may enter a nursing home and apply for Medicaid within the next five years, you should consult with an elder law attorney in your state to determine the best way to deal with the possible penalty period. To find an elder law attorney near you, go here: https://www.elderlawanswers.com/elder-law-attorneys. For more information on how Medicaid treats gifts, click here