| Protections for the Community Spouse | |
|---|---|
Community Spouse Resource Allowance (CSRA): |
Minimum: $109,560 |
Increased CSRA: |
Permitted. Massachusetts follows the income-first rule. |
Annuities: |
Actuarially sound annuities are permitted. |
Monthly Maintenance Needs Allowance: |
Minimum: $1,821.25 |
| For explanation, click here. | Transfers |
Average monthly cost of nursing home care according to state: |
$274/day (about $8,333 a month) |
| For explanation, click here. | Income |
Is the state an "income cap" state? |
No |
| For explanation, click here. | Estate Recovery |
Has the state expanded the definition of "estate" beyond the probate estate? |
No |
Has the state included a hardship provision in its estate recovery plan? |
Yes |
| For explanation, click here. | Home Equity Limit |
The state MassHealth program will not cover long-term care services for those with home equity above this limit, with certain exceptions. |
$758,000 |
| For explanation, click here. | This information was kindly provided by Hyman G. Darling, a member of our network of qualified elder law attorneys. Mr. Darling is with the firm of Bacon & Wilson, P.C., in Springfield, Mass. |
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