Protections for the Community Spouse
Community Spouse Resource Allowance (CSRA): | Minimum: $50,000 Maximum: $120,900 |
Increased CSRA: | Permitted. Wisconsin follows the income-first rule. |
Annuities: | Annuities are not permitted unless payments have no resale value. |
Monthly Maintenance Needs Allowance: | Minimum: $2,670 Maximum: $3,022.50 |
For explanation, click here. |
Transfers
Average monthly cost of nursing home care according to state: | $7,880.35/$259.08 per day |
For explanation, click here. | |
Has a Long-Term Care Partnership program been implemented? | Yes |
For explanation, click here. |
Assets
Are IRAs and other retirement plans protected (noncountable)? | No |
For explanation, click here. | |
State’s resource limit for Medicaid recipients: | $2,000 |
For explanation, click here. |
Income
Is the state an "income cap" state? | No |
For explanation, click here. | |
Monthly personal needs allowance for nursing home residents: | $45 |
For explanation, click here. |
Estate Recovery
Has the state expanded the definition of "estate" beyond the probate estate? | Yes |
Has the state included a hardship provision in its estate recovery plan? | Yes |
For explanation, click here. |
Home Equity Limit
The state Medicaid program will not cover long-term care services for those with home equity above this limit, with certain exceptions. | $840,000 |
For explanation, click here. |