Once you begin to understand how the gift tax system really works, you may be pleasantly surprised to learn that most people can fund a special needs trust for a person with disabilities with a lot more than $14,000 a year.

Senator Charles Schumer (D-NY) recently introduced the Disability Integration Act of 2015 (DIA) in the U.S. Senate.  If passed, the bill would require states and health insurers to provide services to people with disabilities in community settings.

The Americans with Disabilities Act, commonly known as the ADA, is considered one of the most important pieces of civil rights legislation for people with disabilities.  This is how it works.

In certain circumstances the Social Security Administration will fast-track a disability benefits application through a process known as Compassionate Allowances, usually because the applicant is suffering from a severe disability...