Message From Peter

Please note that I will be out of the office February 26th thru March 7th.  I will be attending an advanced training continuing education program concerning Special Needs Trusts.  In this continually changing area of the law, it is crucial to stay up-to-date on new issues, court cases and other new developments.  Attending these types of courses ensures that I am able to provide you with the most up-to-date and comprehensive legal services.



Will a Child's Social Security Benefit Be Reduced If the Child Works?

My husband is 70 years old and our adopted son is 16 years old.  Our son is getting Social Security benefits based on my husband's work record. My son wants to get a part-time job while he is in school. I was wondering if his earnings would at any point disqualify him for the Social Security benefits.

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Premiums for New Long-Term Care Insurance Policies Actually Decline in Some Cases

Average costs for new long-term care insurance coverage decreased slightly for some types of policyholders compared to a year ago, according to the 2016 Long Term Care Insurance Price Index.

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I Can't Keep Maintaining My Mother's House, So Can I Sign Over the House to Medicaid?

My mother is in a nursing home and has been on Medicaid for the last year. I am no longer able to pay for the maintenance of her house, and what Medicaid has paid out over the year exceeds the value of the house. Can I sign the house over to the state now and avoid paying upkeep and maintenance costs on the house? 

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How Likely Are You to Need Long-Term Care?

Planning for retirement and deciding whether to buy long-term care insurance would be a lot easier if you knew your odds of needing long-term care, as well as at what age and for how long. Unfortunately, there's no definite answer. On the other hand, some statistics do provide a bit of guidance.

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How Do I Find Out If There Is a Medicaid Lien on My Mom's House?

How can I find out if Medicaid has a lien on my mother's house in Pennsylvania? She signed some papers that the state can take half of the value of her house. My father was only in the nursing home for six months before he passed. Is there a website to find the lien on the sale of the house? My mother has no idea how to get this information. Please advise.

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Your Right to Refills If Medicare Drops Coverage of Your Drugs

Medicare prescription drug plans can change which drugs they cover, leaving you without coverage for a drug you need. Or you may switch plans into a plan that doesn't cover your medication.

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Does the Medicaid Look-Back Period Apply to Community-Based Medicaid?

Does the Medicaid "look-back" period apply only to nursing home costs? If an individual transfers assets and applies for Medicaid for home care and other medical expenses, but the individual does not enter a nursing home in the five-year period, will there be a transfer penalty?

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How Would the Presidential Candidates Change Social Security?

The 2016 presidential candidates have a wide range of proposals, from raising the full retirement age (most of the Republican candidates) to increasing the minimum benefit (Bernie Sanders and Martin O’Malley).  

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The Benefits and Drawbacks of Buying an Annuity Doubler to Pay for Long-Term Care

As long-term care insurance premiums keep rising and fewer companies are offering policies, seniors are looking for other ways to help pay for long-term care. Annuity "nursing home doublers" have emerged as a new long-term care option.

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Can Social Security Benefits Be Garnished to Pay Debts?

If you don't pay your debts, creditors can get a court order to garnish your wages, but what if your income comes from Social Security? The answer is that it depends on the kind of debt.

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