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"Here Comes the Sun" is the Newsletter from Russo Law Group, P.C. specifically for the Special Needs Community. For more information on any of the articles you read here, please do not hesitate to contact us!

Writing a Memorandum of Intent for Your Child With Special Needs

While creating a financial plan and establishing a specialized trust are central to preparing for your child's future, planners also advise families to write down their intentions and expectations in a special document.

How to Make Distributions to an SNT Beneficiary Without Disrupting Their SSI

When serving as the trustee of a special needs trust, it is crucial to be careful when making distributions for the benefit of the trust beneficiary.  This is particularly true if the beneficiary receives Supplemental Security Income (SSI). 

Filling the Gaps in Medicare Can Be Difficult for SSDI Recipients

Individuals with disabilities under age 65 often face obstacles in purchasing Medigap insurance that older Medicare beneficiaries do not face.  In many states, Medigap policies are either not available to younger beneficiaries due to their age or the premiums are too costly.

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ABLE Accounts Begin to Spread Across Nation

Sixteen states now have ABLE programs, which allow people with disabilities to set aside up to $14,000 a year in tax-free savings accounts without affecting their eligibility for government benefits.

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