April 2018

Message From Peter

US News reports the Top 5 Causes of Accidental Home Injury Deaths as follows:

1.  Falls
2.  Poisoning 
3.  Fire and burns
4.  Airway obstruction
5.  Water

Please be mindful of these issues during spring cleaning time and be sure to take extra steps to make your home safe.  To read the full US News article click HERE.

Given the weather that we have been having, it's hard to believe that spring is finally here and summer is just around the corner but, it's true.  With that, please note that our summer hours will soon begin.

Be on the Lookout for New Medicare Cards (and New Card-Related Scams)

The federal government is issuing new Medicare cards to all Medicare beneficiaries. To prevent fraud and fight identity theft, the new cards will no longer have Social Security numbers on them.


Choosing Retirement Account Beneficiaries Requires Some Thought

The choice of beneficiary for IRA, SEP, 401(k) or other retirement plans can have significant tax implications.  Here are some of the rules and concerns when designating beneficiaries.

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Long-Term Care Insurance Policyholder Wins Suit Against Company for Hiking Premiums

A long-term care policyholder has successfully sued her insurance company for breach of contract after the company raised her premiums.

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How to Appeal a Medicare Prescription Drug Denial

If your Medicare drug plan denies coverage for a drug you need, you don't have to simply accept it. There are several steps you can take to fight the decision.

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New Federal Law Puts Focus on Preventing Elder Abuse

A new federal law is designed to address the growing problem of elder abuse. The law supports efforts to better understand, prevent, and combat both financial and physical elder abuse.

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Proving That a Transfer Was Not Made in Order to Qualify for Medicaid

Medicaid law imposes a penalty period if you transferred assets within five years of applying, but what if the transfers had nothing to do with Medicaid? It is difficult to do, but if you can prove you made the transfers for a purpose other than to...

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