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October, 2018

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A special message from the Nawrocki Center:

New Veterans Administration Regulations Significantly Affect Planning Strategies
The Department of Veterans Affairs (VA) recently enacted changes to their non-service connected pension benefit eligibility rules.  These changes will take effect on October...

Nawrocki Center Seminars & Events: October and November, 2018
Get the information you need and stay abreast of the latest developments in elder law, special needs, and disability planning by attending a seminar or event conducted by the Nawrocki Center.  To see our upcoming seminars and events, click on READ MORE below.

It’s Now Harder for Veterans to Qualify for Long-Term Care Benefits
The Department of Veterans Affairs has finalized new rules that make it more difficult to qualify for long-term care benefits. The rules establish an asset limit and asset transfer penalties for claimants applying for VA pension benefits.

It's Important to Shop Around for Your Medigap Policy
Medigap premiums can vary widely depending on the insurance company, according to a new study, so be sure to shop around before choosing a policy.

How to Handle Sibling Disputes Over a Power of Attorney
When one sibling is named in a power of attorney, there is the potential for disputes with other siblings. No matter which side you are on, it is important to know your rights and limitations.

Can I Give My Kids $15,000 a Year?
If you have it to give, you certainly can, but there may be consequences should you apply for Medicaid long-term care coverage within five years after each gift.

Promissory Notes and Medicaid

A promissory note is normally given in return for a loan. Classifying transfers as loans rather than gifts can be useful because it sometimes allows parents to "lend" assets to their children and still maintain Medicaid eligibility.

Proposed New Medicare Payment System May Affect Beneficiaries

Medicare is proposing a new flat rate reimbursement system for doctors who treat Medicare patients. Some worry that the plan may cause fewer doctors to accept Medicare.

Lawsuit Alleges Assisted Living Facilities Discriminate Against Wheelchair Users

A lawsuit in New York state highlights an issue with some assisted living facilities: No wheelchairs allowed.