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December Newsletter

Happy Holidays!

Estate Planning is the process of organizing the control of your assets during your lifetime to protect them during your life time, if you become incapacitated, and also sets out the decisions on how your assets will be distributed upon your death.  You should have three basic Estate Planning Documents -

A Will, a Heath Care Power of Attorney, and a Financial Power of Atorney.

What is a Will?

A will is a written document you sign to provide for the disposition of your solely owned assets after your death. The person in charge of your estate after your death is called a Personal Representative. This person will be in charge of going through the court process called Probate, which will distribute your assets according to your will.

Even if you only have a few assets, if you have minor children, you need a will. A will is the best way to appoint a guardian for your children if one is needed.

What is a Health Care Power of Attorney?

A Health Care Power of Attorney is an important part of estate planning, so no matter how unpleasant it might be for you and your loved ones to discuss, it is necessary and will save a great deal of emotional trauma in the future.  The Health Care Power of Attorney allows for an “Agent” (typically your spouse or a family member) to make medical decisions on your behalf if you are unable to do so.  Your Agent can discuss your medical condition with the doctors and give permission for courses of treatment or procedures. A Health Care Power of Attorney allows you to state your wishes in advance regarding what types of medical life support measures you prefer to have, or have withheld/withdrawn if you are in a terminal condition (without reasonable hope of recovery) and cannot express your wishes yourself. The document gives someone legal authority to make your health care decisions when you are unable to do so yourself.

What is a Financial Power of Attorney?

A Financial Power of Attorney grants certain legal rights to another person. Decisions you would typically make for yourself are made by that person in the event you are unable to do so. It is a very powerful estate planning tools because it gives the decision-making power that is yours alone to someone else. This person has the ability to make legal decisions, financial decisions, and other types of decisions. Appointing an Agent under a Financial Power of Attorney ensures you give this power to a person of your choosing instead of relying on the courts to choose a person for you, and saves your family time and money. It is also possible to create a limited power of attorney that allows for your Agent to have the power to make only certain decisions.

This on-line package is for you if you need a basic will (no trust or other odd provisions) and a Health Care Power of Attorney.  I can provide these for you at a reduced cost, through email or regular mail. There’s no need to take time from your busy schedule to meet with me! 
To qualify for this special package, just fill out a form and send it to me electronically, by fax, or by regular mail. I will then contact you regarding cost and provide drafts to you for your review, questions, and comments.  Once your documents are complete and correct, I will send them to you to have signed and notarized.
To take advantage of this special online offer, click the button below to download the form. Once completed, send the form to me or contact my office with any further questions. 
Easy and Fast!
If you need a more complex estate plan, other documents, or further legal advice, feel free to reach out to me directly for more information!

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