February 2019 Newsletter

Kaeble Law LLC

14142 Denver West Parkway
Suite 287

Lakewood, CO 80401
(303) 877-8921

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Following are several articles that I found very intriguing, and  I hope you do as well.  Please feel free to share an article or two or the entire newsletter with family and friends.  


Last Year for Couples to Use 'Claim Now, Claim More Later' Social Security Strategy

This is the last year that spouses can use a strategy to maximize Social Security benefits by choosing whether to take spousal benefits or to take benefits on their own record. 

Medicaid Home Care

Traditionally, Medicaid has paid for long-term care in a nursing home, but because most individuals would rather be cared for at home and home care is cheaper, all 50 states now have Medicaid programs that offer at least some home care. 

Costs of New Long-Term Care Insurance Policies Vary Considerably

We’ve all heard the advice “It pays to shop around,” but this has never been more true than with the current market for long-term care insurance. 

Guns and Dementia: Dealing With A Loved One's Firearms

Having a loved one with dementia can be scary, but if you add in a firearm, it can also get dangerous.  To prevent harm to both the individual with dementia and others, it is important to plan ahead for how to deal with any weapons. 

Am I Legally Required to Support My Adult Child with Disabilities? Maybe.

The New York Times Magazine’s weekly The Ethicist column recently explored a difficult question that may challenge many parents of adult children with special needs.

Bipartisan Bill Gives Explicit Right to Care in the Community Rather than an Institution

People with disabilities would have an explicit legal right to receive services in the community rather than in an institution under new legislation backed by a bipartisan group of senators and representatives.

SSA Proposes to End the Option to Appeal a Benefits Denial in Person

The Social Security Administration is seeking to conduct essentially all appeals for people denied disability benefits via video conference, despite concerns from advocates that many claimants will not be able to participate by video.

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