This newsletter is from Nawrocki Center for Elder Law, Special Needs & Disability Planning | Send to Friend | Subscribe | Web Version
Brighton Office:  10299 Grand River, Suite N  |   Brighton, MI 48116  |  (810)229-0220
West Branch Office:  2116 M-55 | West Branch, MI 48661 | (989) 418-3500
 www.nawrockilaw.com 

July, 2021

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A special message from Nancy Nawrocki of the Nawrocki Center:

Why You Need a Lady Bird Deed - and an Important Action to Take if you Have One
You may have heard from our office or from friends that we have recommended that our clients include in their Estate Plan a special kind of deed which is commonly referred to as a Lady Bird Deed.  The Lady Bird Deed allows the owner of the property to transfer their real property to designated beneficiaries without having to go through the Probate process when they die.  So, you may be asking yourself what is a Lady Bird Deed? 

Nawrocki Center Offers FREE Webinars
To help keep or clients and friends appraised of the latest developments in Elder Law, we are offering FREE Webinars on Elder Law topics of interest, at specific scheduled times...

The Need for Medicaid Planning
One of the greatest fears of older Americans is that they may end up in a nursing home. This not only means a great loss of personal autonomy, but also a tremendous financial price. Careful planning can help ease the financial burden.

How You Can End Up in Medicare’s Donut Hole, and How You Get Out
Medicare prescription drug plans can have a coverage gap—called the "donut hole"--which limits how much Medicare will pay for your drugs until you pay a certain amount out of pocket.

Thousands of Elderly and Disabled SSI Recipients Accused of Owning Property That Isn’t Theirs
Thousands of SSI recipients have been falsely accused of owning real estate because of the Social Security Administration’s reliance on a private database that is “riddled with errors,” according to a new report.

Dual Eligibility: How Qualifying for Both Medicare and Medicaid Can Help With Costs
Qualifying for Medicare hardly means free health care -- there are still premiums and deductibles. However, people who qualify for both Medicare and Medicaid (called “dual eligibility”) receive help paying their out-of-pocket costs.

Can an IRA Affect Medicaid Eligibility?
For many Medicaid applicants, individual retirement accounts (IRAs) are one of their biggest assets. If you do not plan properly, IRAs can count as an available asset and affect Medicaid eligibility.

Finding the Right Hospital Bed Rental
If you are caring for a loved one at home, you may need to rent a hospital bed. Here are the ins and outs of hospital bed rentals.

What to Do With Your Stimulus Check if You Are in a Nursing Home
As the second (and maybe third) round of stimulus checks go out, it is important to know that nursing home residents are not required to turn their checks over to their nursing home.

Long-Term Care Benefits for Veterans and Surviving Spouses
Long-term care costs can add up quickly. For veterans and the surviving spouses of veterans who need in-home care or are in a nursing home, help may be available.

Help Paying for Medicare
Medicare is not free; there are premiums and deductibles. If you don't qualify for Medicaid and can't afford a Medigap policy, you may be able to get help paying for the costs of Medicare.

The Ins and Outs of Guardianship and Conservatorship
Every adult is assumed to be capable of making his or her own decisions unless a court determines otherwise. If an adult becomes incapable of making responsible decisions, then the court will appoint a substitute decision maker.

Will Restrictive Immigration Policies Cause a Shortage of Caregivers for the Elderly?
As the population ages, the need for caregivers is growing, but restrictive immigration policies, whatever you may think of them, could have a negative impact on a caregiving industry that is already facing workforce shortages.

Movement Grows to Add Dental Coverage to Medicare
Medicare does not offer much in the way of dental benefits, but advocates for Medicare beneficiaries are arguing for that to change.

Tips for Preventing, Detecting, and Reporting Financial Abuse of the Elderly
Reports of elder financial abuse continue to increase, and the elderly are particularly vulnerable to scams or to financial abuse by family members in need of money.

How Parents Can Provide for a Caregiver Child
Taking care of a parent can be a full-time job. Parents who want to compensate a child who takes on the burden of caregiving may do so in one of several ways.

Tips on Creating an Estate Plan that Benefits a Child with Special Needs
Parents want their children to be taken care of after they die. But children with disabilities have increased financial and care needs, so ensuring their long-term welfare can be tricky.

Brighton Office:                      West Branch Office
10299 Grand River, Suite N     2116 M-55, Suite B

Brighton, MI 48116                   West Branch, MI 48661
Phone: 810-229-0220             Phone: 989-418-3500
               Website: www.nawrockilaw.com

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