Anthony Steuer. Questions and Answers on Life Insurance. iUniverse, Lincoln, NE. 2007. 464 Pages. $22.45 from Amazon.
Deciding which type of life insurance to purchase can be a confusing process. Term life? Variable life? Whole life? Universal life? What do these terms mean and which option is right for your situation? Questions and Answers on Life Insurance provides answers to those questions and more.
Author Anthony Steuer is a licensed individual life and disability insurance analyst with 20 years of experience. Writing in a question-and-answer format, Steuer outlines the various methods for figuring out how much life insurance you need, including worksheets and tables. Noting that life insurance policies are very complex and hard to compare, he provides detailed information on the different products available and how to evaluate them. The book also includes information on how to choose a life insurance company and agent, the importance of monitoring and replacing policies when needed, and discussions of policy loans, taxes, and life insurance trusts, among other topics.
Steuer provides rare unbiased information on a complicated subject. While this dense book contains more information than any layperson probably needs to know about life insurance, the question-and-answer format makes it easy to find the topics that are of interest to you.