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		<lastmod>2018-08-24T17:52:16+00:00</lastmod>
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	<url>
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		<lastmod>2003-04-03T10:48:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/court-prevents-son-from-doing-medicaid-planning-on-his-mother39s-behalf-1180</loc>
		<lastmod>2018-06-20T15:16:50+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/woman-is-denied-coverage-after-paying-ltc-insurance-premiums-for-9-years-1179</loc>
		<lastmod>2018-07-12T18:45:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/nursing-home-whistleblowers-powerless-to-blow-whistle-1160</loc>
		<lastmod>2002-10-18T00:00:00+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/administration-broke-law-in-failing-to-mail-medicare-information-1156</loc>
		<lastmod>2002-09-18T00:00:00+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-sued-over-failure-to-set-up-appeals-process-1136</loc>
		<lastmod>2002-08-08T00:00:00+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-relaxes-guidelines-for-homebound-definition-1134</loc>
		<lastmod>2018-08-16T16:52:14+00:00</lastmod>
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	<url>
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		<lastmod>2002-07-29T00:00:00+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/putting-the-home-into-nursing-homes-1129</loc>
		<lastmod>2002-07-16T00:00:00+00:00</lastmod>
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		<lastmod>2018-08-16T18:01:48+00:00</lastmod>
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		<lastmod>2002-05-09T00:00:00+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2002-04-01T00:00:00+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/trust-that-ends-if-medicaid-is-denied-is-still-an-asset-1103</loc>
		<lastmod>2002-03-29T00:00:00+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/supreme-court-ruling-threatens-spouses-of-medicaid-applicants-1100</loc>
		<lastmod>2024-02-13T17:14:38+00:00</lastmod>
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		<lastmod>2022-11-01T16:56:46+00:00</lastmod>
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		<lastmod>2024-05-17T19:36:15+00:00</lastmod>
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		<lastmod>2001-08-08T00:00:00+00:00</lastmod>
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		<lastmod>2001-07-12T00:00:00+00:00</lastmod>
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		<lastmod>2001-06-20T00:00:00+00:00</lastmod>
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		<lastmod>2018-08-16T16:43:21+00:00</lastmod>
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		<lastmod>2022-09-14T16:41:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/jury-slaps-nursing-home-with-record-verdict-1045</loc>
		<lastmod>2001-04-20T00:00:00+00:00</lastmod>
	</url>
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		<lastmod>2024-05-23T15:48:35+00:00</lastmod>
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		<lastmod>2024-06-06T17:29:17+00:00</lastmod>
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		<lastmod>2023-02-07T13:37:54+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-select-an-in-home-aide-9729</loc>
		<lastmod>2023-11-15T20:15:12+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/retirement-home-can-force-resident-to-move-to-higher-level-of-care-7512</loc>
		<lastmod>2013-05-01T17:23:09+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/what-a-good-long-term-care-policy-should-include-5592</loc>
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		<lastmod>2013-05-01T17:44:30+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-06-13T15:20:44+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2013-05-03T20:43:32+00:00</lastmod>
	</url>
	<url>
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	</url>
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	<url>
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	</url>
	<url>
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		<lastmod>2025-12-10T20:48:27+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-01-19T15:01:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/ombudsmen-front-line-advocates-for-nursing-home-residents-1105</loc>
		<lastmod>2026-02-04T14:03:56+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-05-10T19:38:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/live-up-to-your-commitment-to-the-nursing-home-or-beware-10020</loc>
		<lastmod>2013-05-17T15:56:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/specialists-help-seniors-buy-or-sell-a-home-10004</loc>
		<lastmod>2024-07-17T15:21:28+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-05-30T18:32:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-promissory-notes-be-used-in-medicaid-planning-12289</loc>
		<lastmod>2013-05-29T16:22:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/tax-break-helps-pay-for-ccrc-fees-12288</loc>
		<lastmod>2025-04-03T16:00:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/buying-prescription-drugs-from-canada-legal-or-illegal-1204</loc>
		<lastmod>2024-06-05T14:41:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/which-spouse-should-get-long-term-care-insurance-coverage-12321</loc>
		<lastmod>2013-06-11T20:32:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-do-when-medicare-says-39no39-2334</loc>
		<lastmod>2025-07-15T13:10:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-you-prepare-a-medicaid-application-yourself-12319</loc>
		<lastmod>2024-07-25T16:35:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-you-protect-yourself-from-hospital-observation-status-12335</loc>
		<lastmod>2013-06-27T16:04:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/planning-for-a-child-with-special-needs-12089</loc>
		<lastmod>2013-06-28T14:20:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-you-buy-long-term-care-insurance-with-a-long-elimination-period-12329</loc>
		<lastmod>2023-11-22T18:57:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-apply-for-social-security-12383</loc>
		<lastmod>2024-12-13T20:31:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-putting-my-daughters-name-on-my-accounts-affect-her-credit-rating-12448</loc>
		<lastmod>2013-08-27T16:50:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-mother-be-financially-protected-if-my-father-moves-to-a-nursing-home-12447</loc>
		<lastmod>2024-06-03T18:41:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-when-a-medicaid-recipient-receives-an-inheritance-12446</loc>
		<lastmod>2013-08-27T16:51:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-i-gifted-my-property-to-my-daughter-without-getting-the-deed-notarized-can-i-get-it-back-12445</loc>
		<lastmod>2024-05-17T15:11:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-gift-my-father-money-to-pay-his-nursing-home-bills-until-the-five-year-lookback-period-is-over-12444</loc>
		<lastmod>2023-11-22T18:14:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mother-sell-her-house-and-buy-a-new-house-with-me-and-still-be-eligible-for-medicaid-12443</loc>
		<lastmod>2024-05-09T12:57:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-much-is-a-power-of-attorney-12441</loc>
		<lastmod>2013-08-27T16:52:05+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-04-24T18:28:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-deal-with-medicaids-five-year-look-back-period-12438</loc>
		<lastmod>2013-08-27T16:53:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-state-take-my-mothers-house-for-medicaid-reimbursement-if-my-sisters-name-is-on-the-deed-12434</loc>
		<lastmod>2024-05-09T13:14:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-life-tenant-who-gifted-a-house-to-his-daughter-demand-that-his-daughter-sell-the-house-12433</loc>
		<lastmod>2022-12-29T16:37:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-medicaid-treat-the-purchase-of-a-life-estate-12432</loc>
		<lastmod>2013-08-27T16:54:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-a-daughter-have-any-right-to-information-about-her-mothers-medical-and-financial-condition-12431</loc>
		<lastmod>2024-05-15T12:57:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-a-downside-to-getting-a-house-as-a-gift-from-a-parent--12430</loc>
		<lastmod>2013-08-27T16:55:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-look-at-every-check-i-write-for-my-mother-12429</loc>
		<lastmod>2013-08-27T16:55:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-i-use-a-non-lawyer-service-to-help-me-with-my-mothers-medicaid-application-12428</loc>
		<lastmod>2024-05-28T16:57:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-our-parents-keep-giving-us-gifts-if-they-might-enter-a-nursing-home-12427</loc>
		<lastmod>2013-08-27T16:56:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-i-resolve-conflict-with-my-sibling-over-a-parents-care-12426</loc>
		<lastmod>2013-08-27T16:56:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-mother-give-her-house-to-her-caregiver-son-12425</loc>
		<lastmod>2013-08-27T16:56:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-i-spend-down-money-to-qualify-for-medicaid-12424</loc>
		<lastmod>2013-08-27T16:57:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-a-nursing-home-resident-have-to-pay-taxes--12423</loc>
		<lastmod>2013-08-27T16:57:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-we-protect-our-assets-if-we-become-incapacitated-12422</loc>
		<lastmod>2013-08-27T16:57:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-parents-transfer-their-home-to-their-son-12420</loc>
		<lastmod>2013-08-27T16:58:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/whats-the-best-way-to-protect-a-house-from-medicaid----gift-or-trust-12418</loc>
		<lastmod>2013-08-27T16:58:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-husband-or-wife-be-prevented-from-visiting-their-spouse-in-a-nursing-home-12417</loc>
		<lastmod>2022-12-29T16:29:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-my-mother-responsible-for-my-deceased-brothers-debts-12416</loc>
		<lastmod>2013-08-27T16:59:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-steps-are-required-for-estate-planning-and-do-i-really-need-a-lawyer-12415</loc>
		<lastmod>2013-08-27T16:59:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-aunt-sign-estate-planning-documents-for-my-uncle-12414</loc>
		<lastmod>2013-08-27T17:00:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-the-medicaid-implications-of-sheltering-an-alzheimers-victims-savings-in-a-separate-account-12403</loc>
		<lastmod>2024-06-05T13:28:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-needs-to-be-addressed-when-moving-grandmother-to-another-state-12402</loc>
		<lastmod>2013-08-27T17:00:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-gift-be-returned-in-order-to-qualify-for-medicaid-12400</loc>
		<lastmod>2013-08-27T17:01:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-a-9000-gift-delay-dads-qualifying-for-medicaid-12399</loc>
		<lastmod>2013-08-27T17:01:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-does-probate-cost-12398</loc>
		<lastmod>2013-08-27T17:01:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/-what-if-a-medicaid-recipient-dies-before-an-immediate-annuitys-term-is-up-12394</loc>
		<lastmod>2022-12-29T21:52:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-we-lend-our-savings-to-our-daughter-in-order-to-increase-our-income-12393</loc>
		<lastmod>2013-08-27T17:02:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-father-pay-my-brother-rather-than-a-nursing-home-for-care-12449</loc>
		<lastmod>2013-08-27T19:09:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/who-gets-to-decide-where-my-elderly-but-healthy-mother-lives-12413</loc>
		<lastmod>2013-08-27T19:17:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-a-special-needs-trust-12450</loc>
		<lastmod>2023-03-09T20:15:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-refuse-to-turn-over-pension-payments-to-my-mothers-nursing-home-12412</loc>
		<lastmod>2013-08-28T20:46:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-should-i-do-if-the-bank-wont-honor-my-power-of-attorney-12410</loc>
		<lastmod>2013-08-28T20:47:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-much-will-medicaid-planning-and-application-cost-12408</loc>
		<lastmod>2013-08-28T20:48:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-an-elder-law-attorney-12405</loc>
		<lastmod>2025-05-02T19:55:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-buy-long-term-care-insurance-for-my-mother-12404</loc>
		<lastmod>2013-08-28T20:49:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-probate-12397</loc>
		<lastmod>2023-04-24T18:26:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-collect-social-security-benefits-while-im-working-12466</loc>
		<lastmod>2023-04-24T19:04:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-get-home-care-from-the-veterans-administration-12467</loc>
		<lastmod>2013-09-12T19:23:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-should-i-start-taking-social-security-benefits-12468</loc>
		<lastmod>2013-09-12T19:32:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-long-term-care-services-can-i-get-as-a-veteran-12469</loc>
		<lastmod>2024-11-06T21:19:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-i-buy-long-term-care-insurance-12470</loc>
		<lastmod>2013-09-12T20:15:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-i-have-the-right-to-visit-my-grandchildren-12471</loc>
		<lastmod>2013-09-12T20:44:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-i-save-money-on-long-term-care-insurance-12478</loc>
		<lastmod>2013-09-16T20:13:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-an-elderly-unsafe-driver-is-involved-in-a-car-crash-are-her-adult-children-liable-12479</loc>
		<lastmod>2024-05-17T14:58:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/appealing-medicare-advantage-plan-decisions-12489</loc>
		<lastmod>2013-09-26T20:18:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-count-a-trust-benefitting-mom--12490</loc>
		<lastmod>2013-09-27T18:40:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/alternatives-to-nursing-homes-12048</loc>
		<lastmod>2023-11-22T17:48:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/talking-with-family-about-nursing-home-placement-12493</loc>
		<lastmod>2024-01-03T14:43:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-get-married-without-being-liable-for-the-cost-of-the-others-long-term-care-12500</loc>
		<lastmod>2024-05-10T12:43:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/where-should-you-put-your-retirement-money-12504</loc>
		<lastmod>2021-03-01T18:31:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-it-better-to-sell-a-medicaid-recipients-home-now-or-wait-until-her-death--12512</loc>
		<lastmod>2024-05-23T13:04:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-life-insurance-affect-your-medicaid-eligibility-12421</loc>
		<lastmod>2025-02-12T19:26:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-trusts-transferable-to-another-state--14396</loc>
		<lastmod>2013-11-19T15:58:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-you-sign-a-nursing-home-admission-agreement-6360</loc>
		<lastmod>2013-11-26T13:11:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-exempt-mortgage-payments-on-a-jointly-owned-home--14419</loc>
		<lastmod>2013-12-11T19:04:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-best-way-to-give-money-to-my-grandchildren-12477</loc>
		<lastmod>2017-11-09T19:20:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-soon-can-i-get-medicaid-12439</loc>
		<lastmod>2025-07-09T18:52:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-i-return-money-my-mom-gave-me-so-she-isnt-penalized-by-medicaid-14441</loc>
		<lastmod>2014-01-03T20:53:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/daily-money-managers-can-help-assist-seniors-with-financial-matters-9167</loc>
		<lastmod>2014-01-09T18:19:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/a-trip-to-the-hospital-may-put-assisted-living-residents-on-medicaid-at-risk-of-eviction-8926</loc>
		<lastmod>2022-12-09T15:38:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-reverse-mortgage-product-has-lower-upfront-costs-8958</loc>
		<lastmod>2014-01-16T14:54:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-steps-should-we-take-to-protect-a-co-owned-house-from-medicaid-recovery-14461</loc>
		<lastmod>2024-05-31T14:00:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/reverse-mortgages-the-basics-12250</loc>
		<lastmod>2023-10-26T17:46:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaid-expansion-signups-hindered-by-fear-of-estate-recovery-14473</loc>
		<lastmod>2014-01-28T16:03:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-to-my-credit-card-debt-if-i-enter-a-nursing-home-on-medicaid-14494</loc>
		<lastmod>2014-02-14T22:04:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-a-medicaid-qualifying-annuity-14519</loc>
		<lastmod>2014-03-04T21:25:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/deducting-medical-expenses-from-your-taxes-3617</loc>
		<lastmod>2021-03-17T17:11:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/tax-deductions-for-assisted-living-costs-7184</loc>
		<lastmod>2025-12-30T16:14:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-medicaid-view-an-asset-that-is-shared-with-a-child--14529</loc>
		<lastmod>2014-03-14T18:42:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-will-medicaid-treat-my-mothers-repayment-of-a-debt-to-me-14555</loc>
		<lastmod>2014-03-27T21:29:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-powers-and-responsibilities-of-representative-payees-14522</loc>
		<lastmod>2022-10-03T15:48:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-i-need-to-pay-income-taxes-on-my-social-security-benefits-14562</loc>
		<lastmod>2019-03-04T05:54:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-taxation-of-social-security-benefits-12354</loc>
		<lastmod>2026-01-07T13:52:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-the-healthy-spouses-assets-have-to-stay-under-the-limit-after-medicaid-is-approved-14580</loc>
		<lastmod>2024-05-14T13:48:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/adult-day-care-providing-a-break-for-caregivers-14574</loc>
		<lastmod>2025-02-11T15:50:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-you-can-use-your-social-security-benefits-as-an-interest-free-loan-14514</loc>
		<lastmod>2021-12-10T15:21:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-still-pay-for-dads-care-if-parents-move-to-a-different-state-14615</loc>
		<lastmod>2024-05-31T16:21:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/things-to-consider-before-retiring-abroad-14619</loc>
		<lastmod>2025-09-04T18:26:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/elder-care-referral-services-attracting-increased-scrutiny-9119</loc>
		<lastmod>2023-11-15T19:36:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/guide-helps-hospitalized-medicare-beneficiaries-when-the-observation-status-virus-strikes--14644</loc>
		<lastmod>2024-05-16T13:01:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/federal-web-site-links-to-programs-and-services-for-people-with-disabilities-1172</loc>
		<lastmod>2024-05-16T20:22:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-apply-for-ssi-12346</loc>
		<lastmod>2024-07-17T14:15:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/qualifying-for-supplemental-security-income-ssi-after-a-transfer-of-assets-12513</loc>
		<lastmod>2022-11-30T13:58:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/trusts-and-ssi-12090</loc>
		<lastmod>2014-06-10T18:58:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/five-planning-pointers-for-parents-with-disabled-children-3259</loc>
		<lastmod>2024-05-23T16:11:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-get-a-short-term-loan-from-family-while-receiving-medicaid-14664</loc>
		<lastmod>2014-06-24T13:36:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/scorecard-ranks-states-on-long-term-care-services-14667</loc>
		<lastmod>2014-06-25T15:29:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-a-father-transfer-his-house-to-his-caretaker-daughter-14668</loc>
		<lastmod>2014-06-26T17:45:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/5-tips-on-deciding-whether-to-buy-long-term-care-insurance-14639</loc>
		<lastmod>2024-01-10T16:58:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-a-way-to-protect-my-mothers-house-from-being-sold-to-pay-back-medicaid-14669</loc>
		<lastmod>2024-05-23T13:11:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-i-execute-a-power-of-attorney-can-i-still-maintain-my-own-account-14674</loc>
		<lastmod>2014-07-01T13:52:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-my-name-is-on-my-sons-cd-will-medicaid-take-the-funds-14679</loc>
		<lastmod>2014-07-03T20:03:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-father-execute-a-new-power-of-attorney-even-if-some-consider-him-no-longer-competent-14682</loc>
		<lastmod>2024-05-06T16:17:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-do-when-a-social-security-beneficiary-dies-14683</loc>
		<lastmod>2025-05-20T14:02:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-grandmothers-care-payments-to-me-cause-a-medicaid-penalty-period-14687</loc>
		<lastmod>2014-07-09T20:47:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-sell-our-home-without-my-incapacitated-husbands-consent--14691</loc>
		<lastmod>2023-04-03T19:48:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-a-spouses-monetary-gift-jeopardize-the-medicaid-eligibility-of-the-spouse-in-the-nursing-home-14707</loc>
		<lastmod>2024-06-04T13:39:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/mom-keeps-getting-kicked-out-of-nursing-homes--what-can-i-do--14712</loc>
		<lastmod>2014-07-25T18:09:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-you-legally-spend-money-on-in-order-to-qualify-for-medicaid--14706</loc>
		<lastmod>2024-08-20T18:54:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicare-cover-a-second-nursing-home-stay-14715</loc>
		<lastmod>2014-07-28T19:54:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-applicant-be-billed-for-services-while-the-application-is-pending-14716</loc>
		<lastmod>2023-04-03T19:41:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-attorneys-role-in-medicaid-planning-12260</loc>
		<lastmod>2025-04-16T14:30:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/a-case-where-transferring-the-home-to-a-child-makes-sense-14717</loc>
		<lastmod>2023-02-08T17:47:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/tax-refund-pushes-medicaid-recipient-above-the-programs-asset-limit-14721</loc>
		<lastmod>2014-08-01T20:13:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-i-force-my-brother-to-follow-our-dads-wishes-regarding-our-inheritance-14723</loc>
		<lastmod>2024-05-15T19:31:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-tuition-gifts-to-grandson-need-to-be-repaid-in-order-to-qualify-for-medicaid-14728</loc>
		<lastmod>2024-06-03T19:01:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicares-coverage-of-mental-health-services-7214</loc>
		<lastmod>2023-11-28T21:13:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-go-after-a-200-checking-account-14737</loc>
		<lastmod>2014-08-19T15:36:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-aunt-suddenly-cut-off-my-stipend-for-taking-care-of-grandmother-14744</loc>
		<lastmod>2023-04-03T19:50:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-removing-funds-from-a-joint-bank-account-cause-a-period-of-medicaid-ineligibility-14746</loc>
		<lastmod>2024-06-03T18:53:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-require-funds-in-a-wifes-ira-to-be-spent-down-14747</loc>
		<lastmod>2014-08-27T20:56:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/guardianship-and-conservatorship-12096</loc>
		<lastmod>2026-03-20T13:21:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/guardianship-system-needs-fixing-report-concludes-3332</loc>
		<lastmod>2018-07-12T18:58:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-state-try-to-get-guardianship-of-a-nursing-home-residents-child-14741</loc>
		<lastmod>2014-08-28T18:40:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/whats-the-difference-between-guardianship-and-power-of-attorney-12419</loc>
		<lastmod>2014-08-28T18:41:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-do-i-need-a-guardianship-12395</loc>
		<lastmod>2021-08-04T14:06:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-file-for-a-guardianship-12406</loc>
		<lastmod>2022-12-09T16:56:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-transfer-my-father-to-another-nursing-home-using-a-power-of-attorney-12407</loc>
		<lastmod>2014-08-28T18:44:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-i-lose-my-husbands-income-if-he-enters-a-nursing-home-and-goes-on-medicaid-14755</loc>
		<lastmod>2024-05-14T13:42:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-to-dads-debts-when-he-moves-to-a-nursing-home-and-has-no-money-14765</loc>
		<lastmod>2024-05-31T13:34:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-will-taking-out-a-reverse-mortgage-affect-home-care-benefits-14766</loc>
		<lastmod>2014-09-09T20:50:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-will-my-capital-gains-tax-be-when-i-sell-my-home-14768</loc>
		<lastmod>2021-09-27T15:06:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-state-take-my-social-security-to-repay-medicaids-coverage-of-my-husbands-care--14774</loc>
		<lastmod>2024-05-09T13:17:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-husband-have-to-vacate-house-his-wife-owns-when-she-enters-a-nursing-home-14779</loc>
		<lastmod>2024-06-04T13:20:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/requiring-adult-children-to-pay-for-aging-parents-7666</loc>
		<lastmod>2025-12-22T14:53:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-our-uncles-cash-gifts-to-us-need-to-be-repaid--14785</loc>
		<lastmod>2014-09-24T13:42:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-applying-for-medicaid-on-an-incapacitated-persons-behalf-require-a-guardianship-14787</loc>
		<lastmod>2024-05-15T13:10:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-mother-lose-my-fathers-income-when-he-goes-on-medicaid-14791</loc>
		<lastmod>2014-09-30T18:57:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/elderly-couple-may-be-on-the-hook-for-adult-sons-medical-bills-14782</loc>
		<lastmod>2022-09-02T16:09:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-bankruptcy-disqualify-someone-from-serving-as-an-agent-under-a-power-of-attorney-14798</loc>
		<lastmod>2024-04-09T20:44:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-the-consequences-of-becoming-the-paid-caregiver-for-a-family-member-14802</loc>
		<lastmod>2024-06-05T13:33:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-rent-out-my-condo-while-receiving-medicaid-long-term-care-benefits-14803</loc>
		<lastmod>2014-10-06T17:39:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/mom-cant-live-on-medicaids-spousal-allowance--what-can-i-do-14804</loc>
		<lastmod>2014-10-08T20:16:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-the-pros-and-cons-of-adding-my-adult-daughter-to-the-title-of-my-home-14805</loc>
		<lastmod>2024-06-05T13:25:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-parents-avoid-a-lien-on-their-home-if-both-are-receiving-medicaid---14813</loc>
		<lastmod>2014-10-15T18:51:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-i-put-my-house-in-trust-can-i-still-withdraw-from-my-home-equity-loan---14816</loc>
		<lastmod>2014-10-22T20:40:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/entering-and-leaving-medicare-advantage-plans-12268</loc>
		<lastmod>2025-10-30T14:36:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-to-the-house-i-jointly-own-with-mom-when-she-goes-on-medicaid-14828</loc>
		<lastmod>2017-11-28T15:22:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-difference-between-a-401k-and-an-ira-14801</loc>
		<lastmod>2023-01-27T15:55:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/must-a-medicaid-applicants-earlier-gifts-of-savings-bonds-be-returned--14840</loc>
		<lastmod>2014-10-31T20:32:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/elder-abuse-web-site-offers-resources-and-contacts-1081</loc>
		<lastmod>2024-05-17T19:45:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-my-stepfather-have-a-legal-right-to-prevent-me-from-seeing-my-mother-14853</loc>
		<lastmod>2024-07-17T14:08:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-consider-payments-to-an-adult-child-for-living-expenses-to-be-a-transfer-of-assets--14854</loc>
		<lastmod>2024-05-31T16:06:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-the-cash-value-of-a-life-insurance-policy-a-countable-asset-for-medicaid-14859</loc>
		<lastmod>2014-11-18T21:04:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mother-move-to-another-state-and-qualify-for-medicaid-there-14862</loc>
		<lastmod>2014-11-19T21:48:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-you-lose-medicare-or-medicaid-if-you-leave-the-nursing-home-to-visit-family-12305</loc>
		<lastmod>2025-07-15T13:20:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-to-a-medicaid-recipient-if-the-community-spouse-dies-first-14861</loc>
		<lastmod>2022-03-30T18:01:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/family-strife-over-elder-care--consider-an-elder-mediator-14857</loc>
		<lastmod>2025-05-29T17:13:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-my-mother-entitled-to-her-deceased-first-husbands-social-security-benefits-14870</loc>
		<lastmod>2024-05-23T13:09:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-a-way-to-receive-a-car-crash-settlement-and-still-preserve-medicaid-14884</loc>
		<lastmod>2024-05-23T13:13:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-mothers-house-have-to-be-sold-if-she-goes-on-medicaid-14893</loc>
		<lastmod>2014-12-05T20:39:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-pay-for-moms-home-care-14897</loc>
		<lastmod>2014-12-09T21:35:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-evaluate-an-assisted-living-facility-3753</loc>
		<lastmod>2014-12-10T22:14:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-a-way-to-shield-mineral-rights-income-from-consideration-by-medicaid--14904</loc>
		<lastmod>2024-05-23T13:16:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-we-lie-to-medicaid-about-a-small-asset-transfer-made-3-years-ago--14907</loc>
		<lastmod>2014-12-15T21:46:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-transfer-assets-using-a-joint-tenancy-deed-12396</loc>
		<lastmod>2014-12-18T15:39:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-transfer-my-parents-assets-to-myself-using-my-power-of-attorney-14919</loc>
		<lastmod>2023-04-03T19:50:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-a-house-my-parents-build-on-our-property-be-protected-from-medicaid--14925</loc>
		<lastmod>2014-12-29T21:51:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-have-a-claim-on-my-mother-in-laws-interest-in-our-house-14936</loc>
		<lastmod>2015-01-05T22:05:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-a-supplemental-needs-trust---5274</loc>
		<lastmod>2023-04-24T18:22:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-nursing-home-prevent-me-from-leaving-to-visit-family-14938</loc>
		<lastmod>2015-01-08T22:07:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/5-questions-to-ask-before-making-gifts-for-medicaid-or-tax-planning-14670</loc>
		<lastmod>2021-03-06T19:37:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-a-miller-trust-14945</loc>
		<lastmod>2025-12-19T20:45:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-ex-and-i-remarry-in-order-to-make-social-securitys-10-year-marriage-requirement-for-benefits-14951</loc>
		<lastmod>2024-05-06T16:12:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-a-purchase-for-myself-count-in-spending-down-so-my-husband-qualifies-for-medicaid--14956</loc>
		<lastmod>2024-05-15T13:02:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-advantage-an-alternative-to-original-medicare--12244</loc>
		<lastmod>2024-06-06T14:46:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-you-appeal-if-medicare-refuses-to-cover-care-you-received--14429</loc>
		<lastmod>2023-10-11T20:14:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/hiring-a-caregiver-should-you-employ-one-yourself-or-go-through-an-agency-9252</loc>
		<lastmod>2023-03-17T14:26:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-reduce-long-term-care-insurance-costs-5520</loc>
		<lastmod>2023-02-23T22:53:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/you-cant-opt-out-of-medicare-without-losing-social-security-judge-rules-9017</loc>
		<lastmod>2015-01-23T18:05:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/switching-medicare-plans-if-you-move-7905</loc>
		<lastmod>2015-01-23T18:14:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-transfer-moms-life-insurance-to-help-her-qualify-for-medicaid-14965</loc>
		<lastmod>2015-01-26T21:09:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-term-care-insurance-partnership-policies-12139</loc>
		<lastmod>2024-06-06T14:34:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/some-seniors-getting-sticker-shock-when-moving-from-hospital-to-nursing-home-8675</loc>
		<lastmod>2024-07-17T15:19:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/those-receiving-cobra-coverage-must-sign-up-for-medicare-part-b-at-65-to-avoid-penalty-9902</loc>
		<lastmod>2024-05-08T13:57:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-medicaid-12000</loc>
		<lastmod>2024-08-21T18:39:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/spending-down-assets-to-qualify-for-medicaid-12003</loc>
		<lastmod>2025-04-15T12:51:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-applicant-who-died-before-eligibility-notification-still-receive-benefits--14973</loc>
		<lastmod>2023-11-22T17:32:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-term-care-hybrid-products-give-buyers-more-options-7812</loc>
		<lastmod>2024-07-17T14:38:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-if-your-long-term-care-insurance-company-fails-12251</loc>
		<lastmod>2024-11-06T21:17:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-medicaid-issues-raised-if-the-appraised-value-of-a-house-is-higher-than-the-purchase-price-14984</loc>
		<lastmod>2023-11-22T17:17:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-my-husband-enters-a-nursing-home-can-i-keep-some-of-his-income-to-meet-my-own-expenses-14989</loc>
		<lastmod>2024-05-20T18:40:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-will-my-aunts-help-in-buying-the-house-we-both-live-in-affect-her-medicaid-eligibility--15001</loc>
		<lastmod>2024-05-17T14:41:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-it-possible-to-undo-the-transfer-of-a-house-into-a-medicaid-trust-14942</loc>
		<lastmod>2015-02-17T16:32:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-retirement-communitys-verbal-promise-enforceable-15002</loc>
		<lastmod>2015-02-17T21:44:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/reverse-mortgages-can-pose-problems-for-heirs-14710</loc>
		<lastmod>2019-05-02T15:28:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-father-repay-a-loan-without-affecting-his-medicaid-application-15016</loc>
		<lastmod>2015-02-24T21:43:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/some-senior-living-facilities-are-discriminating-on-the-basis-of-disability-14987</loc>
		<lastmod>2015-02-26T16:20:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/retiring-abroad-with-a-long-term-care-insurance-policy-14994</loc>
		<lastmod>2015-02-27T15:58:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-transferring-his-income-to-me-affect-my-dads-medicaid-eligibility-15024</loc>
		<lastmod>2015-03-02T20:45:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/using-annuities-for-long-term-care-planning-6423</loc>
		<lastmod>2015-03-03T16:13:23+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/will-my-mothers-social-security-and-ssi-benefits-stop-when-she-sells-her-house---15029</loc>
		<lastmod>2024-06-03T18:49:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-a-lady-bird-deed--14653</loc>
		<lastmod>2015-03-06T21:47:26+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/did-i-read-that-right----a-medicaid-recipient-is-allowed-only-45-for-personal-care-15038</loc>
		<lastmod>2024-05-10T19:56:45+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/does-medicaids-lien-on-my-mothers-home-mean-shell-lose-it-15044</loc>
		<lastmod>2015-03-13T20:54:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-an-ira-affect-medicaid-eligibility-14544</loc>
		<lastmod>2024-11-05T17:40:12+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/am-i-financially-liable-if-i-sign-a-nursing-home-agreement-for-someone-else-15051</loc>
		<lastmod>2023-05-16T15:10:15+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/medicares-hospice-benefit-little-known-little-used-3258</loc>
		<lastmod>2024-08-12T15:49:06+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/will-medicaid-count-an-investment-gone-bad-as-an-asset-15061</loc>
		<lastmod>2015-03-23T19:49:52+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/always-put-caregiver-contracts-in-writing-15031</loc>
		<lastmod>2023-11-22T18:03:53+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/why-you-need-to-plan-for-long-term-care-9172</loc>
		<lastmod>2022-11-01T17:18:41+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/how-can-i-seize-control-of-my-mothers-finances-from-my-sister-15079</loc>
		<lastmod>2015-04-08T18:16:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/who-pays-the-nursing-home-while-waiting-for-medicaid-approval-15088</loc>
		<lastmod>2015-04-14T20:01:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/va-eliminates-net-worth-requirement-for-health-care-15099</loc>
		<lastmod>2015-04-21T19:00:17+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/how-can-we-convince-my-father-that-moving-from-the-nursing-home-to-our-house-is-not-an-option-15100</loc>
		<lastmod>2024-05-15T19:36:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-any-way-mom-can-inherit-money-without-losing-medicaid-15105</loc>
		<lastmod>2015-04-24T19:18:08+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/a-new-profession-fills-a-need-for-families-1229</loc>
		<lastmod>2023-10-26T19:08:29+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/how-can-we-publicly-complain-about-a-care-manager-and-still-get-a-refund-15116</loc>
		<lastmod>2015-05-04T20:13:04+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/feds-move-to-protect-some-surviving-spouses-of-reverse-mortgage-holders-14761</loc>
		<lastmod>2025-05-22T14:07:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/529-plan-assets-can-collide-with-medicaid-eligibility-2299</loc>
		<lastmod>2023-02-08T17:44:04+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/can-i-collect-social-security-and-medicare-benefits-in-the-us-territories-15124</loc>
		<lastmod>2023-11-22T18:08:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicaid-count-a-529-plan-as-an-available-asset-15123</loc>
		<lastmod>2015-05-11T14:45:04+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/can-i-transfer-assets-using-medicaids-disability-transfer-exception-15131</loc>
		<lastmod>2015-05-15T17:21:09+00:00</lastmod>
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		<lastmod>2015-05-15T17:31:37+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/when-should-you-take-your-social-security-retirement-benefits--5730</loc>
		<lastmod>2024-07-16T22:31:18+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/is-a-power-of-attorney-still-valid-after-the-principal-passes-away-15134</loc>
		<lastmod>2015-05-19T16:18:47+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/can-medicaid-recover-assets-transferred-before-the-medicaid-recipients-death-15135</loc>
		<lastmod>2024-04-10T18:34:10+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/will-money-from-lawsuit-prevent-me-from-qualifying-for-medicaid-15140</loc>
		<lastmod>2015-05-22T14:42:42+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/how-do-we-keep-my-father-in-law-from-giving-money-to-his-home-health-aide-15142</loc>
		<lastmod>2015-05-27T19:49:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-recipient-transfer-the-proceeds-from-the-sale-of-a-house-to-a-spouse-15145</loc>
		<lastmod>2023-11-22T17:36:37+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/if-someone-has-two-different-poa-forms-which-one-is-valid-15147</loc>
		<lastmod>2015-05-29T15:19:47+00:00</lastmod>
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		<lastmod>2015-06-01T16:36:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mother-gift-her-house-to-me-to-repay-a-debt-without-jeopardizing-medicaid-benefits-15158</loc>
		<lastmod>2024-05-06T16:25:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/receiving-an-inheritance-while-on-medicaid-6269</loc>
		<lastmod>2024-04-04T16:38:53+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/can-my-mother-transfer-her-life-insurance-policy-to-my-disabled-sister-15171</loc>
		<lastmod>2015-06-08T16:52:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-the-gifts-i-give-my-parents-count-as-income-when-they-apply-for-medicaid-15159</loc>
		<lastmod>2024-06-03T18:55:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-grandchild-qualify-under-the-caretaker-child-exception-for-transfers-15176</loc>
		<lastmod>2018-08-23T18:04:13+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/will-cash-payments-to-a-caregiver-disqualify-mom-from-receiving-medicaid-15187</loc>
		<lastmod>2015-06-18T13:38:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-parents-sell-their-home-and-pay-for-upgrades-to-our-home-without-triggering-medicaids-transfer-rules--14846</loc>
		<lastmod>2024-05-09T13:00:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-will-a-gift-to-charity-affect-my-medicaid-application-15194</loc>
		<lastmod>2015-06-22T16:35:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-do-we-do-when-the-medicaid-agency-wont-respect-our-power-of-attorney-15196</loc>
		<lastmod>2015-06-23T17:38:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/married-three-times-am-i-entitled-to-social-security-benefits-from-any-of-my-husbands-15218</loc>
		<lastmod>2024-05-23T15:47:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-applicant-stop-receiving-income-from-a-trust-15228</loc>
		<lastmod>2015-07-15T16:59:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-mom-make-changes-to-her-will-even-though-she-has-dementia--15231</loc>
		<lastmod>2015-07-17T14:33:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-my-mom-gifts-me-money-to-buy-a-house-can-medicaid-take-the-house-15233</loc>
		<lastmod>2015-07-23T13:55:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/may-the-siblings-of-the-child-who-cared-for-dad-kick-him-out-of-the-house-after-dads-death-15242</loc>
		<lastmod>2024-05-23T15:55:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-i-have-to-transfer-my-mothers-guardianship-if-she-moves-states-15247</loc>
		<lastmod>2015-07-28T17:32:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-make-gifts-if-i-am-an-agent-under-a-power-of-attorney-15250</loc>
		<lastmod>2015-07-31T16:18:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-choose-a-medigap-policy-7521</loc>
		<lastmod>2025-05-22T14:58:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-there-ways-to-keep-a-401k-account-from-being-counted-as-a-resource-by-medicaid-15254</loc>
		<lastmod>2023-11-22T17:18:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-it-better-to-rent-or-buy-after-selling-our-family-home-15262</loc>
		<lastmod>2015-08-11T14:23:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-force-my-brother-to-close-out-my-mothers-estate-15267</loc>
		<lastmod>2015-08-13T14:24:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-using-an-online-power-of-attorney-form-a-good-idea-15272</loc>
		<lastmod>2015-08-17T13:35:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-an-agent-under-a-power-of-attorney-entitled-to-compensation-15277</loc>
		<lastmod>2015-08-18T13:58:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/georgia-elderlawanswers-member-attorney-wins-fiction-writing-contest-15280</loc>
		<lastmod>2015-08-19T18:10:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/know-your-options-before-signing-up-for-medicare-15259</loc>
		<lastmod>2025-09-16T17:24:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-demand-repayment-if-my-husband-recovers-from-his-illness-15287</loc>
		<lastmod>2015-08-25T19:35:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-power-of-attorney-valid-in-another-state-15293</loc>
		<lastmod>2015-08-28T20:38:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-an-executor-need-to-do-anything-if-there-is-no-money-in-an-estate--15303</loc>
		<lastmod>2015-09-03T19:27:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-i-pay-my-mothers-nursing-home-while-her-medicaid-application-is-pending-15308</loc>
		<lastmod>2024-05-28T16:52:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicare-or-the-va-pay-for-my-mother-in-laws-home-health-care-15314</loc>
		<lastmod>2015-09-15T15:02:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-i-pay-my-moms-expenses-would-that-be-considered-repaying-a-transfer-when-she-applies-for-medicaid-15316</loc>
		<lastmod>2024-05-17T15:12:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-nursing-home-stop-billing-medicare-for-my-mothers-treatment-15332</loc>
		<lastmod>2015-10-01T13:37:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-long-does-medicaid-have-to-recoup-benefits-from-an-estate-15339</loc>
		<lastmod>2015-10-07T01:34:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/getting-medicare-while-traveling-or-living-overseas-8229</loc>
		<lastmod>2024-04-09T20:46:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-dads-ccrc-deposit-be-a-countable-asset-when-my-mom-applies-for-medicaid-15344</loc>
		<lastmod>2024-05-31T16:40:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-does-a-medicaid-penalty-period-begin-15354</loc>
		<lastmod>2015-10-20T15:45:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-count-a-spouses-assets-if-the-husband-and-wife-live-separately--15359</loc>
		<lastmod>2024-05-31T16:13:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-do-i-do-when-i-have-only-one-original-of-my-moms-poa-and-a-company-wants-many-15363</loc>
		<lastmod>2024-05-31T13:27:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/3-little-known-strategies-to-maximize-social-security-benefits-15139</loc>
		<lastmod>2024-04-09T20:37:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-receive-social-security-benefits-on-my-husbands-work-record-while-he-is-still-working-14703</loc>
		<lastmod>2024-01-10T16:56:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-poa-prevent-other-family-members-from-getting-medical-information-on-a-loved-one-15380</loc>
		<lastmod>2023-11-22T17:50:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/robin-williams-death-laid-to-underdiagnosed-form-of-dementia-15383</loc>
		<lastmod>2026-03-26T13:12:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-resolve-a-conflict-between-a-financial-poa-and-a-medical-poa-15389</loc>
		<lastmod>2015-11-12T15:14:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-my-mother-lives-with-me-does-my-income-affect-her-medicaid-eligibility-15393</loc>
		<lastmod>2015-11-16T18:39:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-get-reimbursed-from-my-fathers-estate-for-care-i-provided-before-he-died-15394</loc>
		<lastmod>2024-05-15T19:46:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-federal-budget-ends-two-spousal-social-security-claiming-strategies-15377</loc>
		<lastmod>2024-07-17T19:47:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/activities-of-daily-living-measure-the-need-for-long-term-care-assistance-15395</loc>
		<lastmod>2026-04-01T17:02:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-a-nursing-home-get-paid-during-a-medicaid-penalty-period-15412</loc>
		<lastmod>2015-12-03T16:10:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-asset-transfer-rules-12015</loc>
		<lastmod>2026-03-16T14:13:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-recipients-rental-income-be-used-to-pay-mortgage-or-must-it-go-to-the-nursing-home-15416</loc>
		<lastmod>2023-11-22T17:40:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/am-i-liable-for-my-spouses-nursing-home-bill-15425</loc>
		<lastmod>2023-03-09T20:04:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-my-mothers-will-be-changed-now-that-my-brother-is-in-a-nursing-home-15428</loc>
		<lastmod>2024-05-28T17:36:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-we-keep-the-sale-of-her-house-from-knocking-a-nursing-home-resident-off-medicaid-15439</loc>
		<lastmod>2024-05-15T19:40:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-refuse-to-serve-as-executor-15452</loc>
		<lastmod>2016-01-07T19:58:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-the-medicaid-look-back-period-apply-to-community-based-medicaid-15461</loc>
		<lastmod>2020-10-05T15:47:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/lawsuit-charges-annuity-sellers-with-elder-abuse--3542</loc>
		<lastmod>2016-01-22T16:21:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-social-security-benefits-be-garnished-to-pay-debts--15460</loc>
		<lastmod>2026-04-01T13:46:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/transferring-assets-to-qualify-for-medicaid-12001</loc>
		<lastmod>2026-01-30T14:44:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/annuities-and-medicaid-planning-12008</loc>
		<lastmod>2023-07-13T13:54:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/staying-eligible-for-medicaid-after-the-death-of-a-spouse-12507</loc>
		<lastmod>2026-01-06T16:31:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-mom-sell-her-home-and-buy-a-new-one-without-affecting-dads-medicaid-15324</loc>
		<lastmod>2024-02-13T17:19:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/incentives-to-keep-working-while-you-collect-social-security-15312</loc>
		<lastmod>2025-07-29T12:59:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/dont-forget-about-deducting-your-long-term-care-insurance-premiums-15181</loc>
		<lastmod>2025-12-30T16:13:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-a-wifes-separate-property-count-toward-a-medicaid-applicants-assets-15127</loc>
		<lastmod>2018-03-05T17:15:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/congress-schedules-end-to-insurance-coverage-of-medicare-part-b-deductible-15094</loc>
		<lastmod>2025-05-07T16:19:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-a-childs-social-security-benefit-be-reduced-if-the-child-works-15474</loc>
		<lastmod>2023-04-26T21:04:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-divorce-and-remarriage-affect-social-security-benefits-14386</loc>
		<lastmod>2025-09-30T19:11:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/i-cant-keep-maintaining-my-mothers-house-so-can-i-sign-over-the-house-to-medicaid-15481</loc>
		<lastmod>2024-05-17T14:51:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-find-out-if-there-is-a-medicaid-lien-on-my-moms-house-15494</loc>
		<lastmod>2016-02-10T17:49:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-now-covers-conversations-about-end-of-life-care--15454</loc>
		<lastmod>2017-11-30T21:47:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/questions-to-ask-before-buying-long-term-care-insurance-12144</loc>
		<lastmod>2022-12-09T16:11:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-you-distribute-money-in-a-trust-without-affecting-medicaid-eligibility--15505</loc>
		<lastmod>2016-02-22T16:34:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/your-right-to-refills-if-medicare-drops-coverage-of-your-drugs-15495</loc>
		<lastmod>2016-02-24T18:09:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/married-couples-can-maximize-their-social-security-benefits-using-file-and-suspend-12243</loc>
		<lastmod>2024-09-12T19:34:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/you-may-be-able-to-claim-social-security-benefits-now-and-claim-more-later-7716</loc>
		<lastmod>2016-02-24T19:23:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-likely-are-you-to-need-long-term-care--15501</loc>
		<lastmod>2016-02-24T19:35:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-a-transfer-made-by-my-mother-before-she-died-affect-my-fathers-medicaid-eligibility-15512</loc>
		<lastmod>2024-06-04T13:37:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/last-chance-to-use-file-and-suspend-strategy-for-claiming-social-security-benefits-15507</loc>
		<lastmod>2024-05-08T14:00:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-buy-my-mothers-house-and-then-rent-it-to-her-without-affecting-her-medicaid-eligibility-15518</loc>
		<lastmod>2023-11-22T18:06:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/continuing-care-retirement-communities-ccrcs-12050</loc>
		<lastmod>2023-01-18T22:44:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-ensure-my-house-goes-to-my-sister-without-transferring-it-to-her-while-i-still-live-in-it-15528</loc>
		<lastmod>2024-05-15T19:41:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-an-estate-ask-a-daughter-to-return-money-that-was-gifted-before-her-parent-died-15534</loc>
		<lastmod>2023-11-22T17:58:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/co-payments-for-veterans-health-care-12011</loc>
		<lastmod>2023-04-05T18:22:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaid-protections-for-the-healthy-spouse-12019</loc>
		<lastmod>2024-09-30T18:18:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-asset-rules-12016</loc>
		<lastmod>2026-01-16T14:41:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-prescription-drug-coverage-part-d--4899</loc>
		<lastmod>2026-03-13T20:20:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/even-annual-exclusion-gifts-are-counted-by-medicaid-14794</loc>
		<lastmod>2020-03-11T21:37:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-part-a-hospital-coverage-12188</loc>
		<lastmod>2025-12-30T16:45:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-attempt-to-ensure-the-healthy-spouse-is-not-impoverished-the-csra-12497</loc>
		<lastmod>2026-01-06T16:25:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-my-parents-give-me-their-home-12411</loc>
		<lastmod>2018-03-05T17:40:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/who-is-eligible-for-social-security-retirement-benefits-12052</loc>
		<lastmod>2023-07-13T13:57:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/five-myths-about-medicaids-long-term-care-coverage-12114</loc>
		<lastmod>2020-03-11T21:51:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/using-an-annuity-to-keep-the-spouse-of-a-medicaid-applicant-from-becoming-impoverished-12480</loc>
		<lastmod>2024-06-05T13:39:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-work-affect-your-social-security-payments-7154</loc>
		<lastmod>2024-11-05T16:49:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-prescription-drug-coverage-for-low-income-beneficiaries-12181</loc>
		<lastmod>2025-05-22T15:25:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/six-things-to-consider-before-making-gifts-to-grandchildren-14748</loc>
		<lastmod>2025-12-15T15:00:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-attempt-to-ensure-the-healthy-spouse-has-enough-income-the-mmmna-12496</loc>
		<lastmod>2024-06-03T19:40:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicares-limited-nursing-home-coverage-6705</loc>
		<lastmod>2025-12-30T16:43:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-gifts-can-affect-medicaid-eligibility-10006</loc>
		<lastmod>2026-02-10T16:37:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/whats-the-difference-between-medicare-and-medicaid-in-the-context-of-long-term-care-14738</loc>
		<lastmod>2024-05-31T14:04:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/protecting-your-house-after-you-move-into-a-nursing-home-6897</loc>
		<lastmod>2025-07-14T19:27:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-disability-benefits-ssdi-12219</loc>
		<lastmod>2026-01-27T18:48:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-part-b--12189</loc>
		<lastmod>2025-01-06T16:56:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/gifts-to-grandchildren-529-accounts-12043</loc>
		<lastmod>2022-07-18T15:26:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-give-my-kids-14000-a-year-14958</loc>
		<lastmod>2025-07-01T16:56:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-i-pay-off-the-loan-on-my-fathers-house-will-it-affect-his-medicaid-eligibility-15542</loc>
		<lastmod>2024-05-20T18:34:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-an-annuity-be-part-of-your-retirement-planning--15415</loc>
		<lastmod>2023-10-11T13:27:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-hardship-exception-to-the-medicaid-penalty-period-rare-but-possible-15432</loc>
		<lastmod>2024-03-28T15:04:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-the-medicaid-look-back-period-work-15545</loc>
		<lastmod>2023-11-22T21:44:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-statute-of-limitations-to-pay-medicaid-from-a-special-needs-trust--15553</loc>
		<lastmod>2024-05-31T13:51:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-family-members-entitled-to-a-copy-of-the-will-when-a-loved-one-dies-15556</loc>
		<lastmod>2016-04-01T14:42:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/10-ways-the-elderly-can-avoid-financial-abuse-15522</loc>
		<lastmod>2022-12-29T22:11:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/hybrid-policies-allow-you-to-have-your-long-term-care-insurance-cake-and-eat-it-too-15541</loc>
		<lastmod>2024-05-17T14:49:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/taking-money-out-in-retirement--12047</loc>
		<lastmod>2024-04-09T20:55:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-an-increase-in-income-make-a-nursing-home-resident-ineligible-for-medicaid-15564</loc>
		<lastmod>2024-06-04T13:33:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/life-settlements-cash-for-your-life-insurance-policy-2695</loc>
		<lastmod>2018-08-23T16:34:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/as-my-fathers-agent-under-a-power-of-attorney-can-i-add-my-sons-name-to-his-life-insurance-policy-15576</loc>
		<lastmod>2022-12-29T16:01:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-make-me-pay-for-my-late-mothers-outstanding-nursing-home-bill-15585</loc>
		<lastmod>2024-04-10T18:32:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/four-steps-to-take-right-after-an-alzheimers-diagnosis-15577</loc>
		<lastmod>2016-04-26T15:49:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-my-mothers-agent-under-a-medical-power-of-attorney-have-any-responsibility-to-me-15591</loc>
		<lastmod>2024-05-15T13:24:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-rules-provide-protections-for-retirement-savings--15580</loc>
		<lastmod>2016-04-28T15:44:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-i-protect-my-interest-in-the-house-i-am-buying-with-my-unmarried-partner-15604</loc>
		<lastmod>2024-05-15T19:34:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-an-executor-required-to-provide-beneficiaries-with-financial-records--15612</loc>
		<lastmod>2016-05-10T16:00:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-applicant-pay-off-a-jointly-held-mortgage-as-a-spend-down-15616</loc>
		<lastmod>2016-05-12T15:15:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-count-assets-that-are-in-an-llc-15617</loc>
		<lastmod>2016-05-13T15:25:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/avoiding-pitfalls-when-forced-to-start-breaking-your-retirement-piggy-bank-15569</loc>
		<lastmod>2022-02-04T17:09:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/problems-with-guardianship-abuse-leading-to-calls-for-reform-15538</loc>
		<lastmod>2024-03-28T21:01:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-benefits-and-drawbacks-of-buying-an-annuity-doubler-to-pay-for-long-term-care--15464</loc>
		<lastmod>2024-05-30T18:47:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/would-an-interest-only-loan-count-as-a-gift-for-medicaid-eligibility-purposes-15620</loc>
		<lastmod>2024-06-03T18:24:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-securitys-benefits-for-spouses-9585</loc>
		<lastmod>2025-10-17T12:15:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/four-social-security-myths-debunked-15621</loc>
		<lastmod>2024-04-09T20:45:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/assisted-living-facilities-12049</loc>
		<lastmod>2024-03-28T20:41:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-benefits-for-assisted-living-facility-residents-15627</loc>
		<lastmod>2025-01-28T21:40:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicaid-count-the-assets-and-income-of-an-applicants-unmarried-partner--15639</loc>
		<lastmod>2024-05-15T13:16:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-medicaid-asset-protection-trust-portable-if-we-move-to-a-different-state-15646</loc>
		<lastmod>2024-05-23T12:56:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-family-supplement-a-medicaid-recipients-care-in-a-nursing-home-15658</loc>
		<lastmod>2016-06-17T19:36:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-transfer-a-house-with-a-medicaid-claim-on-it-into-a-trust--15647</loc>
		<lastmod>2016-06-21T15:23:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/as-an-agent-under-a-poa-can-i-change-the-alternative-agent-named-in-the-poa-15665</loc>
		<lastmod>2022-12-29T15:56:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/caregiver-contracts-a-growing-planning-trend-for-families-5646</loc>
		<lastmod>2023-02-13T15:56:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-recipient-keep-rental-properties--15677</loc>
		<lastmod>2016-06-29T15:10:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/most-caregivers-are-now-entitled-to-minimum-wage-and-overtime-pay-15669</loc>
		<lastmod>2016-06-29T19:39:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/beware-of-non-lawyers-offering-medicaid-planning-advice-15663</loc>
		<lastmod>2016-06-29T19:46:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-prevent-family-members-from-visiting-my-stepmother-in-our-home--15686</loc>
		<lastmod>2016-07-06T17:36:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-vote-while-in-a-nursing-home-15687</loc>
		<lastmod>2025-05-22T14:56:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-use-a-power-of-attorney-to-prevent-my-mother-and-stepdad-from-making-poor-decisions-15694</loc>
		<lastmod>2024-05-16T20:31:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/who-gets-paid-first-when-a-medicaid-recipient-dies----the-mortgage-holder-or-the-state-15702</loc>
		<lastmod>2024-06-04T13:44:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/giving-your-home-to-your-children-can-have-tax-consequences-9667</loc>
		<lastmod>2026-03-12T16:46:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-the-proceeds-from-a-medicaid-recipients-life-insurance-policy-subject-to-estate-recovery-15712</loc>
		<lastmod>2022-12-28T22:03:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-my-mother-stop-paying-her-credit-card-debt-now-that-she-is-in-a-nursing-home-and-on-medicaid-15715</loc>
		<lastmod>2024-10-02T15:15:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/about-to-turn-65-your-health-insurer-may-be-automatically-enrolling-you-in-its-own-medicare-plan-15716</loc>
		<lastmod>2023-11-06T22:43:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-long-does-an-agent-under-a-power-of-attorney-need-to-keep-financial-documents-15724</loc>
		<lastmod>2024-05-16T20:39:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-beneficiaries-have-any-rights-against-a-life-tenant-who-doesnt-keep-up-the-property-15730</loc>
		<lastmod>2024-05-14T13:35:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/jumbo-reverse-mortgages-are-increasingly-available-for-high-value-homes-15723</loc>
		<lastmod>2016-08-22T14:57:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-coverage-while-traveling-within-the-us-15728</loc>
		<lastmod>2016-08-22T15:07:05+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/does-going-into-a-hospital-from-rehab-restart-medicares-100-day-payment-period-15753</loc>
		<lastmod>2024-05-15T13:14:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-an-executor-have-a-deadline-to-probate-a-will-15746</loc>
		<lastmod>2016-09-07T19:36:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/fighting-nursing-home-discrimination-against-medicaid-recipients-15714</loc>
		<lastmod>2024-08-21T15:15:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-property-in-an-irrevocable-trust-be-sold-or-gifted-without-restarting-the-medicaid-look-back-period-15756</loc>
		<lastmod>2024-05-09T13:06:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-benefits-for-spouses-and-children-12503</loc>
		<lastmod>2023-06-07T13:13:56+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/what-should-i-expect-when-i-hire-an-elder-law-attorney--15759</loc>
		<lastmod>2016-09-13T16:20:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-va-aid-and-attendance-benefits-count-as-income-for-medicaid-eligibility-purposes-15766</loc>
		<lastmod>2024-05-14T13:50:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-moms-utility-and-tax-payments-on-a-house-she-transferred-count-as-gifts-15769</loc>
		<lastmod>2024-05-31T16:37:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/protecting-your-house-from-medicaid-estate-recovery-12155</loc>
		<lastmod>2025-03-18T14:40:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-family-member-under-a-personal-service-contract-receive-wages-through-a-will-15777</loc>
		<lastmod>2023-02-15T20:13:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-i-do-if-my-fathers-income-is-too-high-for-medicaid-but-too-low-for-nursing-home-costs-15790</loc>
		<lastmod>2024-06-05T13:16:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-we-have-to-sell-my-mothers-house-for-the-tax-assessed-value-to-avoid-a-medicaid-penalty-15812</loc>
		<lastmod>2024-05-15T12:56:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-gifting-a-car-cause-a-medicaid-penalty-period-15822</loc>
		<lastmod>2016-10-26T16:58:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/states-begin-offering-state-run-retirement-plans-15824</loc>
		<lastmod>2025-07-15T13:02:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-tax-deductibility-of-long-term-care-insurance-premiums-12320</loc>
		<lastmod>2022-12-09T16:15:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-gift-to-children-who-help-parents-postpone-nursing-home-care-15117</loc>
		<lastmod>2021-07-13T18:07:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-recipients-house-be-transferred-to-a-caregiver-child-after-the-recipients-death--15841</loc>
		<lastmod>2023-11-22T17:39:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-an-executor-need-to-hire-an-estate-attorney-who-actually-lives-in-the-decedents-state-15853</loc>
		<lastmod>2024-05-15T13:05:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-the-community-spouse-dies-before-the-medicaid-recipient-can-medicaid-collect-from-the-spouses-estate-15860</loc>
		<lastmod>2024-05-20T18:47:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/checklist-for-detecting-and-dealing-with-elder-financial-abuse-12187</loc>
		<lastmod>2025-07-14T20:29:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/nursing-home-residents-win-back-right-to-sue--15784</loc>
		<lastmod>2016-11-29T20:02:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/help-paying-for-medicare-12217</loc>
		<lastmod>2024-09-19T13:17:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mom-sign-a-reverse-mortgage-even-though-i-have-her-poa-15869</loc>
		<lastmod>2016-12-06T16:53:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-i-need-a-trust-if-i-have-no-heirs-15877</loc>
		<lastmod>2016-12-07T19:04:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/turning-65-what-you-need-to-know-about-signing-up-for-medicare--8968</loc>
		<lastmod>2025-12-10T21:09:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-recipient-allow-someone-to-live-in-her-house-rent-free-15888</loc>
		<lastmod>2016-12-15T17:12:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/repealing-obamacare-will-have-consequences-for-medicare-15890</loc>
		<lastmod>2022-11-01T17:09:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-it-better-to-remarry-or-just-live-together-6736</loc>
		<lastmod>2025-09-30T19:14:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/for-better-or-for-worse-states-are-turning-to-managed-care-for-medicaid-long-term-care-15895</loc>
		<lastmod>2024-05-08T13:33:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-mom-still-get-a-penalty-period-if-im-using-the-transferred-money-to-pay-her-expenses--15908</loc>
		<lastmod>2024-06-03T18:38:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-should-i-do-if-i-purchased-long-term-care-insurance-from-a-disreputable-company-15909</loc>
		<lastmod>2024-05-31T13:59:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/must-an-ira-inherited-from-father-be-used-to-pay-mothers-medicaid-bill-15911</loc>
		<lastmod>2017-01-11T17:41:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-force-the-sale-of-a-car-that-is-in-my-fathers-name-even-though-i-make-the-payments-15917</loc>
		<lastmod>2024-04-10T18:32:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-an-agent-under-a-power-of-attorney-pay-his-mothers-bills-even-if-his-mother-objects-15924</loc>
		<lastmod>2023-11-22T17:55:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-an-agent-under-a-financial-power-of-attorney-revoke-a-health-care-power-of-attorney-15939</loc>
		<lastmod>2023-11-22T17:51:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-much-can-i-give-away-each-year-15221</loc>
		<lastmod>2017-02-05T19:32:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-medicaid-income-cap-14944</loc>
		<lastmod>2026-02-04T19:47:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-treatment-of-the-home-12140</loc>
		<lastmod>2025-04-16T17:26:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medigap-plugging-the-holes-in-medicare-12132</loc>
		<lastmod>2024-12-06T18:30:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/introduction-to-social-security-retirement-benefits-12051</loc>
		<lastmod>2025-09-03T19:35:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/supplemental-security-income-ssi-12034</loc>
		<lastmod>2026-01-07T18:58:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-medicaid-treat-income-12017</loc>
		<lastmod>2026-02-04T19:36:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/veterans-disability-benefits-12014</loc>
		<lastmod>2025-05-22T16:56:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-term-care-benefits-for-veterans-and-surviving-spouses-6158</loc>
		<lastmod>2026-03-26T13:43:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/beware-medicares-penalties-for-late-enrollment-15355</loc>
		<lastmod>2023-10-25T17:11:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-i-do-if-there-is-no-one-to-replace-me-as-agent-under-a-poa-15963</loc>
		<lastmod>2017-02-16T17:00:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-i-enroll-in-medicare-if-im-still-working-12376</loc>
		<lastmod>2024-01-03T14:17:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-assisted-suicide-legal-9921</loc>
		<lastmod>2023-11-15T20:24:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-can-you-delay-taking-medicare-15849</loc>
		<lastmod>2018-11-30T14:55:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-reverse-mortgage-right-for-you-12252</loc>
		<lastmod>2017-03-02T16:21:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-reasonable-compensation-for-an-agent-under-a-power-of-attorney-15984</loc>
		<lastmod>2017-03-03T16:54:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-best-way-to-make-sure-a-trustee-follows-the-trust-rules-15991</loc>
		<lastmod>2017-03-09T15:37:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-i-become-my-moms-guardian-and-let-her-remain-at-home-am-i-responsible-for-her-actions--15998</loc>
		<lastmod>2024-05-17T15:02:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/once-a-nursing-home-resident-qualifies-for-medicaid-are-there-any-rules-on-the-remaining-2000-in-assets-16010</loc>
		<lastmod>2024-05-28T15:49:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/called-for-jury-duty-you-may-be-excused-based-on-your-age-15650</loc>
		<lastmod>2025-02-11T15:47:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-a-spelling-error-make-a-power-of-attorney-invalid-16028</loc>
		<lastmod>2017-04-06T14:28:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/adding-to-uncertainty-for-scam-targets-the-irs-now-allows-private-debt-collectors-to-dun-taxpayers-16031</loc>
		<lastmod>2022-12-09T15:50:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicaid-count-an-utma-account-if-a-grandparent-contributes-to-it-16041</loc>
		<lastmod>2017-04-13T16:23:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/short-term-care-insurance-an-alternative-to-the-long-term-care-variety-16049</loc>
		<lastmod>2017-04-17T14:32:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-power-to-recoup-benefits-paid-estate-recovery-and-liens-12018</loc>
		<lastmod>2024-05-16T20:15:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/estate-recovery-states-are-leaving-no-gravestone-unturned-3155</loc>
		<lastmod>2022-09-14T16:23:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-spouse-sell-a-home-after-the-medicaid-recipient-has-died-16058</loc>
		<lastmod>2017-04-26T17:45:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-recoup-benefits-from-a-house-with-a-mortgage-on-it-16069</loc>
		<lastmod>2017-05-02T14:52:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-someone-with-no-family-or-close-friends-find-a-health-care-or-financial-surrogate-16070</loc>
		<lastmod>2024-05-16T20:37:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-my-father-is-admitted-to-the-hospital-what-do-i-do-with-extra-money-in-his-nursing-home-account-16084</loc>
		<lastmod>2024-05-31T16:01:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-get-medicaid-to-stop-sending-estate-recovery-notices-when-there-is-nothing-to-recover--16092</loc>
		<lastmod>2024-05-15T19:44:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/must-a-hospital-inform-the-agent-under-a-medical-poa-of-a-change-in-the-patients-condition-16099</loc>
		<lastmod>2024-05-24T14:09:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-nursing-home-staff-levels-are-required-6496</loc>
		<lastmod>2017-05-23T23:45:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/trump-delays-rule-that-retirement-advisers-put-their-clients-interests-ahead-of-their-own-15951</loc>
		<lastmod>2024-05-08T13:50:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/proving-age-discrimination-is-difficult-16100</loc>
		<lastmod>2017-05-24T20:00:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-protections-for-nursing-home-residents-16091</loc>
		<lastmod>2025-05-22T15:54:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/dol-announces-that-fiduciary-rule-will-go-into-effect-june-9-16103</loc>
		<lastmod>2018-06-11T15:31:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-use-of-immediate-annuities-in-medicaid-planning-for-married-couples-16107</loc>
		<lastmod>2024-01-10T17:34:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-pilot-program-allows-for-hospice-coverage-while-still-fighting-a-disease--15881</loc>
		<lastmod>2024-05-08T13:31:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-medicare-rule-encourages-doctors-to-test-for-alzheimers-disease-and-offer-care-planning-15912</loc>
		<lastmod>2024-05-24T14:35:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/watch-out-for-mistakes-in-the-list-of-doctors-covered-by-your-medicare-advantage-plan--15925</loc>
		<lastmod>2024-06-04T13:48:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/costs-of-some-new-long-term-care-insurance-policies-rise-in-latest-survey-15953</loc>
		<lastmod>2017-05-26T16:50:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/hospitals-now-must-provide-notice-about-observation-status-16001</loc>
		<lastmod>2018-11-09T21:06:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-book-offers-guidance-through-the-medicare-maze-15993</loc>
		<lastmod>2017-11-27T18:21:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/aging-drivers-and-the-law-1094</loc>
		<lastmod>2026-03-20T13:09:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/study-finds-that-social-security-workers-often-provide-incomplete-information-16064</loc>
		<lastmod>2023-04-26T20:56:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/dispute-between-brothers-demonstrates-need-to-plan-for-long-term-care-16040</loc>
		<lastmod>2017-05-26T17:19:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-a-prenuptial-agreement-protect-a-spouses-assets-from-medicaid-16112</loc>
		<lastmod>2017-05-31T17:29:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-nursing-home-prevent-a-mentally-competent-resident-from-leaving-16120</loc>
		<lastmod>2017-06-07T15:44:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/owe-back-taxes-the-irs-may-grant-you-uncollectible-status-16130</loc>
		<lastmod>2021-09-15T20:15:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-medicare-and-employer-coverage-coordinate-16133</loc>
		<lastmod>2017-09-28T15:35:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-an-alternate-agent-under-a-power-of-attorney-take-over-when-the-initial-agent-is-incapacitated-16137</loc>
		<lastmod>2024-05-16T20:34:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-use-ira-savings-to-buy-long-term-care-insurance-16150</loc>
		<lastmod>2017-11-29T21:30:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-create-a-special-needs-trust-in-my-will-to-benefit-my-husband-16153</loc>
		<lastmod>2017-06-21T16:43:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/relief-from-medicares-part-b-late-enrollment-penalty-offered-to-some-16159</loc>
		<lastmod>2017-07-05T14:01:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-take-my-mother-out-of-a-nursing-home-over-the-objections-of-her-agent-under-a-poa-16175</loc>
		<lastmod>2024-04-10T18:28:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/district-attorney-charged-with-defrauding-nursing-home-sent-to-jail-16178</loc>
		<lastmod>2017-06-30T19:10:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-put-a-lien-on-property-after-it-goes-through-probate-16182</loc>
		<lastmod>2017-07-06T18:10:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-preventive-services-whats-free-and-what-isnt-16186</loc>
		<lastmod>2018-08-14T18:17:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-term-care-scorecard-finds-states-have-room-for-improvement-16214</loc>
		<lastmod>2017-09-28T15:51:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-change-of-beneficiary-on-an-ira-considered-a-gift-by-medicaid-16216</loc>
		<lastmod>2017-07-19T17:26:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/dont-let-health-care-providers-use-the-improvement-standard-to-deny-medicare-coverage-16225</loc>
		<lastmod>2026-02-04T15:09:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/using-a-prepaid-funeral-contract-to-spend-down-assets-for-medicaid-16240</loc>
		<lastmod>2023-11-27T22:36:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/why-you-should-use-a-lawyer-for-medicaid-planning-16269</loc>
		<lastmod>2017-11-28T15:02:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/retirement-savings-program-for-lower-income-earners-is-ending-16275</loc>
		<lastmod>2024-07-17T15:10:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/who-gets-to-decide-where-mom-who-has-mild-dementia-lives-16282</loc>
		<lastmod>2017-08-15T18:47:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-a-healthy-spouse-marries-a-nursing-home-resident-is-the-spouse-entitled-to-the-residents-social-security-16309</loc>
		<lastmod>2024-05-17T14:55:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/you-can-pay-your-medicare-premiums-online-16311</loc>
		<lastmod>2022-11-01T17:19:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-children-liable-to-pay-for-their-parents-nursing-home-16325</loc>
		<lastmod>2017-08-30T18:37:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/hud-makes-changes-to-reverse-mortgage-fees-and-borrowing-limits-16328</loc>
		<lastmod>2018-02-28T21:17:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-my-dad-need-a-power-of-attorney-if-i-can-pay-his-bills-with-a-joint-bank-account-16333</loc>
		<lastmod>2024-05-15T13:21:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-reverse-medicare-surcharges-when-your-income-changes-16339</loc>
		<lastmod>2023-11-15T20:10:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-take-my-mothers-settlement-money-from-a-lawsuit-against-the-nursing-home-16341</loc>
		<lastmod>2024-05-06T16:09:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/pay-attention-to-the-small-details-when-dealing-with-long-term-care-insurers-16343</loc>
		<lastmod>2024-05-28T15:54:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/florida-nursing-home-tragedy-causes-rethinking-of-disaster-preparedness-16350</loc>
		<lastmod>2024-06-05T15:07:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-a-medicaid-applicant-do-if-his-estranged-spouse-refuses-to-give-out-financial-information-16357</loc>
		<lastmod>2024-06-05T13:23:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-state-make-a-claim-on-my-fathers-house-if-he-is-receiving-medicaid-home-care-16371</loc>
		<lastmod>2024-05-09T13:13:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/am-i-legally-obligated-to-continue-to-care-for-my-mother-even-though-she-is-mean-to-us-16376</loc>
		<lastmod>2023-03-09T20:01:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-yorker-article-highlights-abuses-in-the-guardianship-system-16381</loc>
		<lastmod>2018-02-14T19:01:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-beneficiaries-will-receive-a-2-percent-increase-in-2018-16384</loc>
		<lastmod>2024-03-28T21:08:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-we-do-about-our-parents-credit-card-debts-16386</loc>
		<lastmod>2018-05-18T15:33:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-it-better-to-sell-my-moms-house-or-have-it-go-into-foreclosure-16397</loc>
		<lastmod>2017-10-25T19:13:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-if-my-father-is-only-a-few-dollars-over-medicaids-income-limit-16407</loc>
		<lastmod>2017-11-03T15:58:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/gop-tax-plan-could-deal-blow-to-seniors-paying-for-long-term-care-16413</loc>
		<lastmod>2017-11-10T14:01:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-income-affect-my-mothers-application-for-medicaid-home-health-care-16416</loc>
		<lastmod>2024-06-04T13:15:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-do-we-do-with-the-proceeds-from-our-fathers-house-until-medicaids-look-back-period-is-over-16425</loc>
		<lastmod>2024-05-31T13:31:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/three-reasons-why-giving-your-house-to-your-children-isnt-the-best-way-to-protect-it-from-medicaid-16431</loc>
		<lastmod>2023-10-03T19:47:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-a-medicaid-recipient-allowed-to-spend-his-2000-in-resources-on-16437</loc>
		<lastmod>2017-11-22T18:18:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-launches-hospice-compare-website-16449</loc>
		<lastmod>2024-06-06T14:49:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-relinquish-guardianship-of-my-husband-16452</loc>
		<lastmod>2017-11-30T18:07:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicaid-consider-a-rental-apartment-an-asset-or-income-16465</loc>
		<lastmod>2017-12-13T18:19:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/two-popular-medigap-plans-are-ending-should-you-enroll-while-you-can-16471</loc>
		<lastmod>2025-05-22T17:00:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/aarp-sues-california-nursing-home-over-resident-dumping-16475</loc>
		<lastmod>2017-12-20T19:23:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-when-a-nursing-home-closes-16494</loc>
		<lastmod>2025-05-22T16:37:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-spouse-of-a-medicaid-recipient-keep-her-husbands-income-and-spend-it-as-she-pleases-16497</loc>
		<lastmod>2024-05-09T13:09:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-father-cash-in-a-life-insurance-policy-without-affecting-my-mothers-medicaid-16510</loc>
		<lastmod>2024-05-06T16:13:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/costs-of-some-new-long-term-care-insurance-policies-going-down-in-2018-16514</loc>
		<lastmod>2018-01-30T20:58:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-convert-a-revocable-trust-to-an-irrevocable-trust-when-i-apply-for-medicaid-16522</loc>
		<lastmod>2023-11-22T18:10:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-money-is-gifted-to-me-for-medicaid-planning-purposes-considered-my-money-16529</loc>
		<lastmod>2018-01-29T16:06:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/home-health-care-patients-with-chronic-conditions-are-having-trouble-getting-medicare-16531</loc>
		<lastmod>2024-05-15T19:30:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-grandmother-spend-down-for-medicaid-by-paying-off-my-mothers-house-her-primary-residence-16547</loc>
		<lastmod>2024-05-06T16:20:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/book-review-who-will-take-care-of-me-when-im-old-16549</loc>
		<lastmod>2018-03-06T20:31:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/report-finds-lack-of-government-oversight-of-assisted-living-facilities-16553</loc>
		<lastmod>2018-08-01T17:21:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-an-ex-spouse-receive-spousal-support-payments-from-a-medicaid-recipient-16556</loc>
		<lastmod>2023-11-22T17:59:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-term-care-insurer-cannot-be-sued-for-elder-financial-abuse-16561</loc>
		<lastmod>2025-05-22T15:22:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-a-guardian-is-appointed-is-the-spouses-income-protected-16567</loc>
		<lastmod>2018-02-23T16:03:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-will-a-back-payment-from-the-va-affect-a-nursing-home-residents-medicaid-benefits-16585</loc>
		<lastmod>2024-05-17T14:29:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/florida-school-shooting-hits-home-for-elderlawanswers-member-attorney-16586</loc>
		<lastmod>2018-03-29T20:03:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-federal-law-puts-focus-on-preventing-elder-abuse-16590</loc>
		<lastmod>2020-10-21T20:04:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/proving-that-a-transfer-was-not-made-in-order-to-qualify-for-medicaid-16599</loc>
		<lastmod>2018-08-01T17:34:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/be-on-the-lookout-for-new-medicare-cards-and-new-card-related-scams-16605</loc>
		<lastmod>2018-08-01T17:36:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-money-owed-on-a-loan-an-asset-for-medicaid-purposes-16613</loc>
		<lastmod>2018-03-26T15:22:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-we-want-to-make-changes-to-our-will-do-we-have-to-use-the-same-attorney-who-drafted-it-16621</loc>
		<lastmod>2024-05-20T18:54:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-term-care-insurance-policyholder-wins-suit-against-company-for-raising-premiums-16626</loc>
		<lastmod>2024-05-23T15:41:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-bank-charge-for-documents-needed-for-a-medicaid-application-16628</loc>
		<lastmod>2023-04-03T19:40:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-appeal-a-medicare-prescription-drug-denial-16636</loc>
		<lastmod>2018-11-28T17:58:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicaid-count-a-spouses-401k-when-determining-eligibility-16638</loc>
		<lastmod>2018-04-13T17:49:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/study-raises-questions-about-quality-of-nursing-home-care-for-medicare-advantage-beneficiaries-16640</loc>
		<lastmod>2024-05-30T18:26:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-safeguards-on-brokerage-accounts-aim-to-protect-seniors-from-financial-scams-16668</loc>
		<lastmod>2024-05-24T14:37:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-im-disabled-can-i-protect-a-house-that-i-stand-to-inherit-from-a-medicaid-lien-16676</loc>
		<lastmod>2024-05-20T18:37:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/finding-the-best-retirement-calculators-16681</loc>
		<lastmod>2018-11-28T18:01:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicare-force-a-senior-who-falls-a-lot-at-home-into-a-nursing-home-16685</loc>
		<lastmod>2018-05-17T15:42:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/arizona-and-florida-are-asking-to-eliminate-retroactive-medicaid-benefits-16699</loc>
		<lastmod>2018-05-30T20:35:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-little-known-tax-on-roth-401k-distributions-16704</loc>
		<lastmod>2019-03-04T04:23:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-leave-money-to-my-disabled-daughter-and-make-sure-her-husband-does-not-have-access-to-it-16706</loc>
		<lastmod>2024-05-16T20:27:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/now-that-my-daughter-is-married-should-i-change-her-name-on-my-power-of-attorney-form-16717</loc>
		<lastmod>2024-04-09T20:53:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-care-for-your-parents39-money-while-caring-for-your-parents-3253</loc>
		<lastmod>2018-06-07T19:36:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/court-overturns-obama-rule-protecting-investors-saving-for-retirement-16724</loc>
		<lastmod>2018-11-28T18:07:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mothers-agent-under-a-power-of-attorney-sell-her-belongings-16735</loc>
		<lastmod>2018-06-15T16:57:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/problems-with-guardianship-system-is-focus-of-john-oliver-show-16737</loc>
		<lastmod>2021-07-22T14:57:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-can-an-adult-child-be-liable-for-a-parents-nursing-home-bill-16743</loc>
		<lastmod>2024-04-10T18:21:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-extends-deadline-for-relief-from-part-b-penalties-16753</loc>
		<lastmod>2018-06-28T18:32:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-much-do-i-pay-my-agent-under-a-power-of-attorney-16755</loc>
		<lastmod>2018-06-29T14:34:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mother-in-law-sell-her-house-and-buy-a-new-house-with-us-without-affecting-her-medicaid-eligibility-16762</loc>
		<lastmod>2024-05-06T16:26:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/wheres-my-new-medicare-card-how-to-find-out-the-status-16763</loc>
		<lastmod>2024-06-11T17:04:09+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-07-10T12:25:45+00:00</lastmod>
	</url>
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		<lastmod>2024-05-24T13:26:21+00:00</lastmod>
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		<lastmod>2024-05-24T14:30:33+00:00</lastmod>
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		<lastmod>2018-07-27T16:21:38+00:00</lastmod>
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		<lastmod>2018-07-31T21:40:42+00:00</lastmod>
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		<lastmod>2018-07-31T15:56:53+00:00</lastmod>
	</url>
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		<lastmod>2018-08-07T14:26:14+00:00</lastmod>
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		<lastmod>2018-11-29T15:36:34+00:00</lastmod>
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		<lastmod>2018-11-29T15:41:34+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/how-do-i-prove-to-medicaid-that-i-have-been-living-with-my-mom-for-two-years-16820</loc>
		<lastmod>2024-05-16T20:30:25+00:00</lastmod>
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		<lastmod>2018-08-23T18:34:40+00:00</lastmod>
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	</url>
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		<lastmod>2021-08-31T20:32:13+00:00</lastmod>
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		<lastmod>2022-12-29T21:48:02+00:00</lastmod>
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		<lastmod>2021-08-31T20:38:00+00:00</lastmod>
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		<lastmod>2019-05-23T15:02:05+00:00</lastmod>
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		<lastmod>2018-11-29T15:50:12+00:00</lastmod>
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		<lastmod>2024-05-06T16:23:13+00:00</lastmod>
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		<lastmod>2019-05-02T16:00:58+00:00</lastmod>
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		<lastmod>2024-05-14T13:54:32+00:00</lastmod>
	</url>
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		<lastmod>2024-05-28T17:32:58+00:00</lastmod>
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		<lastmod>2019-05-02T16:33:24+00:00</lastmod>
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		<lastmod>2024-05-15T13:22:50+00:00</lastmod>
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		<lastmod>2024-05-16T12:53:03+00:00</lastmod>
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		<lastmod>2018-10-23T14:55:06+00:00</lastmod>
	</url>
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		<lastmod>2019-08-02T15:41:40+00:00</lastmod>
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		<lastmod>2024-05-14T13:44:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/learn-about-social-securitys-online-tools-16938</loc>
		<lastmod>2025-05-22T15:20:56+00:00</lastmod>
	</url>
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		<lastmod>2022-12-28T22:04:01+00:00</lastmod>
	</url>
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		<lastmod>2020-03-11T20:55:26+00:00</lastmod>
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		<lastmod>2018-12-19T19:26:16+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-20T15:52:00+00:00</lastmod>
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	<loc>https://attorney.elderlawanswers.com/how-long-does-it-take-for-an-estate-to-be-settled-16969</loc>
		<lastmod>2018-11-30T13:44:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/have-private-insurance-and-are-turning-65-you-need-sign-up-for-medicare-part-b-16971</loc>
		<lastmod>2024-05-16T13:09:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/charitable-giving-options-under-the-new-tax-law-16979</loc>
		<lastmod>2018-12-21T18:40:32+00:00</lastmod>
	</url>
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		<lastmod>2018-12-07T16:11:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-you-determine-the-cost-basis-of-an-inherited-property-if-there-was-no-appraisal-16982</loc>
		<lastmod>2024-05-16T20:33:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-best-and-worst-states-for-protection-against-elder-abuse-16985</loc>
		<lastmod>2019-08-02T15:57:28+00:00</lastmod>
	</url>
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		<lastmod>2024-05-17T19:47:51+00:00</lastmod>
	</url>
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		<lastmod>2019-08-02T15:54:32+00:00</lastmod>
	</url>
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		<lastmod>2024-04-10T18:28:21+00:00</lastmod>
	</url>
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		<lastmod>2024-04-10T18:24:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/guidelines-used-to-protect-the-spouses-of-medicaid-applicants-in-2019-released-17003</loc>
		<lastmod>2024-05-16T13:05:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-my-parents-protect-their-savings-when-they-apply-for-medicaid-17005</loc>
		<lastmod>2018-12-28T14:35:05+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-05-10T12:44:55+00:00</lastmod>
	</url>
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		<lastmod>2019-08-02T16:12:11+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/last-year-for-couples-to-use-claim-now-claim-more-later-social-security-strategy-17017</loc>
		<lastmod>2024-07-17T20:44:50+00:00</lastmod>
	</url>
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		<lastmod>2024-05-14T13:39:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/costs-of-new-long-term-care-insurance-policies-vary-considerably-17022</loc>
		<lastmod>2019-08-02T16:09:36+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-05-23T13:18:42+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2019-08-02T16:02:12+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/make-sure-your-plan-beneficiary-choices-are-up-to-date-5942</loc>
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		<lastmod>2023-02-10T18:44:57+00:00</lastmod>
	</url>
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		<lastmod>2024-09-27T12:34:52+00:00</lastmod>
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		<lastmod>2024-05-28T16:12:25+00:00</lastmod>
	</url>
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	</url>
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		<lastmod>2024-06-03T18:44:57+00:00</lastmod>
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		<lastmod>2019-04-01T13:52:37+00:00</lastmod>
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	</url>
	<url>
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	</url>
	<url>
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	</url>
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		<lastmod>2022-12-28T22:04:27+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-05-23T16:07:20+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-11-06T21:25:25+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-05-31T13:43:06+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-11-22T18:15:55+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-05-28T17:39:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/redo-your-estate-plan-when-you-remarry-5477</loc>
		<lastmod>2019-10-23T17:31:23+00:00</lastmod>
	</url>
	<url>
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	</url>
	<url>
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		<lastmod>2019-08-02T15:34:04+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2025-06-18T20:01:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-gift-of-antique-furniture-considered-a-transfer-of-assets-when-applying-for-medicaid-17204</loc>
		<lastmod>2024-05-23T12:54:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-launches-app-to-help-beneficiaries-find-out-whats-covered-17208</loc>
		<lastmod>2022-11-01T16:54:00+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-11-03T21:21:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-mothers-jewelry-count-as-an-asset-for-medicaid-eligibility-purposes-17224</loc>
		<lastmod>2024-06-03T18:46:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-plan-your-funeral-17238</loc>
		<lastmod>2019-10-23T17:46:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-creator-of-a-revocable-trust-make-whatever-changes-she-wants-without-telling-anyone-17241</loc>
		<lastmod>2024-05-09T13:08:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-you-sell-your-life-insurance-policy-17264</loc>
		<lastmod>2019-10-23T18:02:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-i-need-to-change-my-estate-plan-every-time-i-move-17266</loc>
		<lastmod>2019-07-15T16:07:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/reports-find-hospice-deficiencies-go-unaddressed-17269</loc>
		<lastmod>2019-10-23T18:01:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-exactly-can-i-spend-money-on-when-spending-down-assets-to-qualify-for-medicaid-17275</loc>
		<lastmod>2024-05-31T13:33:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-rule-once-again-allows-nursing-home-arbitration-agreements-17278</loc>
		<lastmod>2019-10-24T15:37:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-rights-do-we-have-if-my-fathers-home-care-facility-wants-him-to-leave-17281</loc>
		<lastmod>2024-05-31T13:53:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/grandparents-raising-grandchildren-may-qualify-for-the-earned-income-tax-credit-17286</loc>
		<lastmod>2024-05-16T12:57:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-mother-get-a-penalty-period-if-she-sells-property-before-applying-for-medicaid-17291</loc>
		<lastmod>2024-06-03T18:43:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/a-new-rule-may-make-it-harder-for-medicare-beneficiaries-to-receive-home-care-17302</loc>
		<lastmod>2019-12-05T16:18:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/why-plan-your-estate-6149</loc>
		<lastmod>2019-10-31T15:09:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-a-trust-protector-and-when-might-you-need-one-7848</loc>
		<lastmod>2022-12-09T17:27:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-challenge-my-moms-new-trust-based-on-undue-influence-17313</loc>
		<lastmod>2019-08-21T14:40:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-advance-directive-work-in-another-state-17320</loc>
		<lastmod>2019-12-05T16:25:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-take-out-a-reverse-mortgage-to-pay-for-care-while-we-wait-for-medicaid-approval-17325</loc>
		<lastmod>2024-05-10T12:49:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-we-ensure-our-parents-are-not-taken-advantage-of-17337</loc>
		<lastmod>2019-09-10T15:06:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/most-are-taking-social-security-at-the-wrong-time-17345</loc>
		<lastmod>2024-11-06T20:42:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/charitable-remainder-trusts-income-for-life-and-a-good-deed-at-death-8581</loc>
		<lastmod>2025-08-08T15:32:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-look-for-when-buying-an-annuity-17356</loc>
		<lastmod>2019-12-05T17:00:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-we-calculate-the-taxes-on-property-we-inherited-from-our-mother-17362</loc>
		<lastmod>2019-09-26T14:45:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-look-for-in-a-pre-paid-funeral-plan-17375</loc>
		<lastmod>2019-09-30T15:54:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mother-spend-down-her-money-at-the-casino-and-other-social-activities-and-still-qualify-for-medicaid-17386</loc>
		<lastmod>2024-05-09T12:59:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-asset-protection-planning-9050</loc>
		<lastmod>2019-10-07T15:28:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-do-if-you-are-appointed-guardian-of-an-older-adult-17395</loc>
		<lastmod>2020-05-28T15:41:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-2020-social-security-increase-will-be-smaller-than-2019s-17403</loc>
		<lastmod>2023-04-05T17:56:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-my-grandmothers-annuity-affect-her-medicaid-eligibility-17410</loc>
		<lastmod>2019-10-17T15:15:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/5-tips-for-starting-retirement-planning-in-your-50s-17412</loc>
		<lastmod>2024-10-11T12:32:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-recover-benefits-from-a-life-estate-17422</loc>
		<lastmod>2019-10-22T19:44:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-get-good-hospice-care-hard-won-advice-from-the-pennsylvania-nurse-prosecuted-for-aiding-her-fathers-death-17423</loc>
		<lastmod>2024-05-17T14:28:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/special-ownership-for-married-couples-tenancy-by-the-entirety-17428</loc>
		<lastmod>2023-11-22T15:08:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/home-care-costs-rise-sharply-in-annual-long-term-care-cost-survey-17435</loc>
		<lastmod>2020-05-29T15:24:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-we-own-the-condo-my-mother-lived-in-will-it-affect-her-medicaid-to-use-her-money-to-fix-it-up-17437</loc>
		<lastmod>2024-05-20T18:52:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-siblings-help-me-pay-for-expenses-while-i-am-on-medicaid-17447</loc>
		<lastmod>2019-11-07T15:29:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/irs-issues-long-term-care-premium-deductibility-limits-for-2020-17450</loc>
		<lastmod>2020-10-27T20:27:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-premiums-to-increase-by-almost-10-a-month-in-2020-17456</loc>
		<lastmod>2020-05-29T15:34:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-take-the-proceeds-from-the-sale-of-my-deceased-mothers-house-17465</loc>
		<lastmod>2024-05-31T16:23:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/accounting-for-gifts-and-loans-to-children-in-your-estate-plan-7698</loc>
		<lastmod>2020-05-29T16:00:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-will-happen-when-we-sell-my-mothers-home-while-she-is-on-medicaid-17481</loc>
		<lastmod>2019-12-06T15:59:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-inheriting-property-consider-your-options-17488</loc>
		<lastmod>2024-01-26T17:02:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-trumps-immigration-policy-cause-a-shortage-of-caregivers-for-the-elderly-17490</loc>
		<lastmod>2024-06-03T18:58:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/movement-grows-to-add-dental-coverage-to-medicare-17500</loc>
		<lastmod>2020-05-29T15:53:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-law-set-to-make-big-changes-to-retirement-plans-17502</loc>
		<lastmod>2024-06-06T14:54:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/feds-release-2020-guidelines-used-to-protect-the-spouses-of-medicaid-applicants-17509</loc>
		<lastmod>2024-05-16T12:48:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-when-a-house-that-is-split-three-ways-is-rented-sold-or-passed-at-death-17515</loc>
		<lastmod>2024-05-31T13:40:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/caregivers-are-getting-younger-making-planning-for-long-term-care-even-more-important-17524</loc>
		<lastmod>2024-05-10T13:00:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/online-legal-documents-company-sued-over-flawed-estate-plan-8355</loc>
		<lastmod>2023-04-24T19:18:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-now-covers-outpatient-treatment-for-opioid-addiction-17541</loc>
		<lastmod>2020-01-29T20:43:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/understanding-the-tax-consequences-of-inheriting-a-roth-ira--15725</loc>
		<lastmod>2022-03-08T17:26:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-your-ira-can-benefit-both-your-heirs-and-charity-15430</loc>
		<lastmod>2020-10-02T15:50:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/free-tax-preparation-help-is-available-to-most-seniors-17551</loc>
		<lastmod>2020-01-29T20:25:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-my-mother-in-law-lives-with-me-does-medicaid-count-my-income-and-assets-when-determining-her-eligibility-17564</loc>
		<lastmod>2024-05-20T18:44:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-secure-is-social-security-17571</loc>
		<lastmod>2020-06-18T20:11:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-we-do-if-the-spouse-of-a-medicaid-applicant-wont-provide-financial-information-17577</loc>
		<lastmod>2024-06-05T13:06:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/make-sure-you-are-counted-in-the-2020-census-17580</loc>
		<lastmod>2023-11-15T20:32:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-trump-administration-allows-states-to-choose-medicaid-block-grants-17587</loc>
		<lastmod>2020-02-27T16:50:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/make-sure-your-power-of-attorney-complies-with-federal-privacy-law-9468</loc>
		<lastmod>2020-07-30T15:16:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-five-components-of-a-good-estate-plan-9561</loc>
		<lastmod>2024-02-08T19:24:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-anything-we-can-do-if-a-hospital-wants-to-discharge-my-father-to-a-nursing-home-instead-of-to-an-inpatient-rehab-facility-17612</loc>
		<lastmod>2024-05-23T13:26:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-should-you-update-your-estate-plan-9635</loc>
		<lastmod>2025-09-08T18:50:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-medicare-payment-method-causing-cuts-to-home-health-care-services-17624</loc>
		<lastmod>2020-03-05T14:43:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-and-medicaid-will-cover-coronavirus-testing-17631</loc>
		<lastmod>2023-11-15T20:40:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-i-reassign-ownership-of-my-life-insurance-policy-to-my-trust-and-change-the-beneficiaries-to-the-trust-17642</loc>
		<lastmod>2024-05-28T16:54:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-you-do-to-protect-your-loved-one-in-a-nursing-home-during-the-pandemic-17649</loc>
		<lastmod>2025-07-15T13:08:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-offices-shuttered-in-response-to-coronavirus-outbreak-17652</loc>
		<lastmod>2024-05-28T18:28:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/staying-connected-to-family-members-in-a-nursing-home-when-visits-are-banned-17661</loc>
		<lastmod>2024-05-30T18:14:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-is-expanding-telehealth-services-during-coronavirus-pandemic-17662</loc>
		<lastmod>2020-03-27T15:40:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-the-coronavirus-relief-bill-affect-seniors-17687</loc>
		<lastmod>2020-04-03T13:18:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-your-stimulus-check-affects-medicaid-17698</loc>
		<lastmod>2020-08-27T15:20:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-you-bring-your-parent-home-from-the-nursing-home-during-the-coronavirus-pandemic-17700</loc>
		<lastmod>2024-05-28T18:16:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-low-nursing-home-wages-are-contributing-to-the-spread-of-covid-19-17702</loc>
		<lastmod>2020-04-12T01:39:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/wheres-my-coronavirus-relief-payment-well-it-depends-17705</loc>
		<lastmod>2020-04-17T14:25:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-we-do-if-the-executor-decides-to-ignore-the-will-and-keep-money-for-herself-17706</loc>
		<lastmod>2024-06-05T13:07:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-seniors-who-lose-their-job-during-the-coronavirus-pandemic-claim-social-security-benefits-early-17714</loc>
		<lastmod>2024-05-28T18:12:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-pay-off-my-grandmothers-medicaid-estate-recovery-over-time-instead-of-in-a-lump-sum-17720</loc>
		<lastmod>2024-05-10T12:47:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/states-may-not-terminate-medicaid-benefits-during-the-coronavirus-pandemic-17744</loc>
		<lastmod>2020-05-28T13:24:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/coronavirus-relief-funds-paid-to-deceased-americans-must-be-returned-17745</loc>
		<lastmod>2020-05-15T15:54:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/despite-pandemics-toll-federal-government-proposes-loosening-infection-control-regulations-for-nursing-homes-17754</loc>
		<lastmod>2024-05-10T19:54:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/seniors-affected-by-the-coronavirus-pandemic-have-more-time-to-apply-for-medicare-or-change-plans-17759</loc>
		<lastmod>2024-05-28T16:43:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/yes-you-can-receive-unemployment-and-social-security-at-the-same-time-17761</loc>
		<lastmod>2022-09-02T15:34:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/pandemic-relief-retirement-account-owners-do-not-have-to-take-required-distributions-in-2020-17762</loc>
		<lastmod>2024-05-28T15:51:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/some-nursing-homes-and-assisted-living-facilities-are-snatching-residents-pandemic-relief-checks-ftc-warns-17765</loc>
		<lastmod>2024-05-28T18:34:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/seniors-and-adults-with-special-needs-who-are-claimed-as-dependents-will-not-get-coronavirus-relief-payment-17769</loc>
		<lastmod>2024-05-28T16:47:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-it-legal-for-my-mother-to-name-her-financial-advisor-as-a-beneficiary-in-her-will-17770</loc>
		<lastmod>2024-05-23T13:06:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/states-move-to-immunize-nursing-homes-from-liability-during-coronavirus-pandemic-17775</loc>
		<lastmod>2024-05-30T18:11:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/four-ways-the-coronavirus-pandemic-may-affect-long-term-care-insurance-17793</loc>
		<lastmod>2020-11-06T16:21:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-the-coronavirus-has-brought-ageism-into-stark-relief-17798</loc>
		<lastmod>2020-06-11T16:15:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-in-a-typical-elder-law-attorney-agreement-17800</loc>
		<lastmod>2020-06-15T11:43:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-buying-a-medigap-policy-it-really-pays-to-shop-around-17802</loc>
		<lastmod>2020-11-06T16:28:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/father-executed-two-powers-of-attorney-which-one-is-valid-17814</loc>
		<lastmod>2020-06-19T15:23:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/nursing-homes-are-evicting-residents-to-make-room-for-coronavirus-patients-17820</loc>
		<lastmod>2022-11-01T17:04:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/a-modest-raise-for-nursing-home-workers-could-save-15000-lives-a-year-study-17823</loc>
		<lastmod>2022-12-09T15:33:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-an-executor-and-trustee-sell-property-without-getting-the-beneficiarys-approval-17836</loc>
		<lastmod>2023-11-22T18:02:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/kinds-of-trusts-12007</loc>
		<lastmod>2024-09-12T17:36:15+00:00</lastmod>
	</url>
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		<lastmod>2024-05-28T16:32:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-reviled-military-widows-tax-is-finally-being-phased-out-17848</loc>
		<lastmod>2020-07-10T16:05:02+00:00</lastmod>
	</url>
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		<lastmod>2020-11-06T16:53:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/your-will-12097</loc>
		<lastmod>2021-03-26T15:57:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/your-medical-directive-12255</loc>
		<lastmod>2021-03-26T15:53:58+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2020-07-28T19:44:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-when-a-beneficiary-designation-differs-from-what-is-stated-in-the-will-17873</loc>
		<lastmod>2024-05-31T13:36:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-you-transfer-your-medicare-and-medicaid-plans-when-you-move-to-another-state-17876</loc>
		<lastmod>2024-08-22T21:03:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-bring-a-hospitalized-family-member-home-rather-than-admit-her-to-a-nursing-home-as-the-hospital-wants-to-do-17882</loc>
		<lastmod>2024-05-10T12:39:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/gifts-to-grandchildren-what-do-ugma-and-utma-have-to-do-with-grandma-12347</loc>
		<lastmod>2023-10-25T17:13:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-will-the-coronavirus-pandemic-affect-social-security-17887</loc>
		<lastmod>2023-11-15T20:16:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/which-nursing-home-rating-system-should-you-trust-17896</loc>
		<lastmod>2021-01-06T18:29:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-transfer-my-interest-in-a-house-my-parents-own-a-life-estate-in-without-affecting-their-medicaid-17897</loc>
		<lastmod>2024-04-10T18:30:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-mother-is-moving-to-california-and-wants-to-put-her-new-jersey-house-in-a-trust-does-she-need-a-new-jersey-attorney-17912</loc>
		<lastmod>2024-05-24T14:20:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/husbands-usually-dont-consider-their-wives-future-when-deciding-when-to-take-social-security-benefits-17918</loc>
		<lastmod>2024-05-17T14:45:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/nursing-home-residents-face-even-greater-barriers-to-voting-amid-coronavirus-pandemic-17923</loc>
		<lastmod>2024-07-17T14:55:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-open-enrollment-starts-october-15-is-it-time-to-change-plans-17931</loc>
		<lastmod>2025-05-22T15:30:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-nursing-home-require-us-to-obtain-guardianship-of-our-mother-17936</loc>
		<lastmod>2020-09-18T16:50:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-may-not-cover-the-coronavirus-vaccine-after-all-17945</loc>
		<lastmod>2020-10-29T14:59:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-beneficiaries-may-be-eligible-for-an-extra-100-days-of-skilled-nursing-coverage-due-to-pandemic-17950</loc>
		<lastmod>2024-05-23T16:04:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-protect-my-right-to-continue-living-in-my-son-and-daughter-in-laws-house-if-something-were-to-happen-to-my-son-17951</loc>
		<lastmod>2024-05-16T20:29:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-count-the-money-my-parents-pay-me-for-acting-as-my-mothers-caregiver-as-a-gift-17956</loc>
		<lastmod>2023-11-22T18:12:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-york-imposes-restrictions-on-medicaid-eligibility-for-home-care-17958</loc>
		<lastmod>2020-10-01T16:23:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-nursing-home-refuse-to-allow-me-to-talk-to-my-grandmother-17961</loc>
		<lastmod>2020-10-05T15:22:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-fix-a-required-minimum-distribution-mistake-17965</loc>
		<lastmod>2021-03-04T16:46:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/a-modest-social-security-increase-for-2021-17971</loc>
		<lastmod>2022-09-14T13:22:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/where-trump-and-biden-stand-on-issues-important-to-older-americans-17977</loc>
		<lastmod>2022-11-01T17:17:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-i-do-if-the-executor-of-the-will-does-not-follow-the-decedents-wishes-17988</loc>
		<lastmod>2024-06-05T13:12:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/irs-issues-long-term-care-premium-deductibility-limits-for-2021-17999</loc>
		<lastmod>2021-11-12T16:04:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-nursing-home-redirect-a-residents-social-security-without-notifying-the-residents-agent-under-a-power-of-attorney-18002</loc>
		<lastmod>2023-11-22T17:45:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/utah-hospitals-may-implement-age-based-care-rationing-in-response-to-coronavirus-pandemic-18007</loc>
		<lastmod>2020-11-24T17:25:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-premiums-to-increase-slightly-in-2021-18015</loc>
		<lastmod>2021-03-26T15:52:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-look-for-when-choosing-a-medicare-advantage-plan-18017</loc>
		<lastmod>2024-04-09T21:01:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/watch-out-for-these-potential-problems-with-life-estates-18025</loc>
		<lastmod>2024-01-12T21:34:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-the-house-ownership-options-when-parents-and-adult-children-live-together-14484</loc>
		<lastmod>2025-12-03T15:41:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/ability-to-withdraw-money-early-from-retirement-plan-without-penalty-ends-at-the-end-of-the-year-18029</loc>
		<lastmod>2022-12-09T15:44:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/special-tax-deduction-for-2020-allows-donations-of-300-to-charity-without-itemizing-18046</loc>
		<lastmod>2024-05-30T18:06:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-mother-died-and-the-nursing-home-is-sending-me-bills-do-i-have-to-pay-them-18057</loc>
		<lastmod>2024-05-24T14:11:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-critical-illness-insurance-and-is-it-worth-buying-18059</loc>
		<lastmod>2023-12-29T14:37:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/who-should-purchase-long-term-care-insurance-18063</loc>
		<lastmod>2024-04-10T18:22:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-drug-cards-may-be-sent-out-in-january-18065</loc>
		<lastmod>2020-12-18T16:10:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-you-visit-nursing-home-residents-after-they-are-vaccinated-18081</loc>
		<lastmod>2022-11-03T20:03:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicaid-have-a-right-to-my-late-father-in-laws-life-insurance-policy-18087</loc>
		<lastmod>2024-05-15T13:18:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/annual-long-term-care-survey-finds-steep-rise-in-assisted-living-facility-costs-amid-pandemic-18099</loc>
		<lastmod>2023-10-25T16:39:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-soon-before-my-mom-runs-out-of-money-should-she-apply-for-medicaid-18101</loc>
		<lastmod>2021-01-08T16:29:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/congress-fixes-some-but-not-all-medicare-enrollment-problems-18106</loc>
		<lastmod>2021-04-29T16:08:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-long-term-care-and-who-provides-it-18114</loc>
		<lastmod>2023-12-29T14:32:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-the-agent-under-a-medical-poa-have-the-right-to-get-information-from-the-agent-under-a-financial-poa-18120</loc>
		<lastmod>2024-05-15T13:26:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-term-care-insurance-premiums-have-soared-in-past-year-18135</loc>
		<lastmod>2024-05-23T15:44:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-do-with-your-stimulus-check-if-you-are-in-a-nursing-home-18137</loc>
		<lastmod>2021-06-03T13:58:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/using-estate-planning-to-prepare-for-medicaid-18145</loc>
		<lastmod>2024-04-09T20:57:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-a-way-to-prevent-trust-income-from-going-to-a-nursing-home-18146</loc>
		<lastmod>2021-02-08T14:45:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/as-their-agent-under-a-poa-can-i-continue-my-parents-usual-gifting-of-money-to-family-at-christmas-18157</loc>
		<lastmod>2022-12-29T16:08:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-there-notification-requirements-when-an-assisted-living-facility-makes-changes-to-living-arrangements-or-costs-18196</loc>
		<lastmod>2022-12-29T15:44:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-coverage-of-nursing-home-care-18200</loc>
		<lastmod>2024-04-09T20:51:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-film-i-care-a-lot-highlights-vulnerabilities-in-the-guardianship-system-18206</loc>
		<lastmod>2024-05-30T18:59:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/biden-administration-eases-recommended-restrictions-on-nursing-home-visits-18214</loc>
		<lastmod>2025-05-22T13:45:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-the-19-trillion-covid-19-relief-bill-aids-seniors-18221</loc>
		<lastmod>2021-06-25T17:34:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-transfer-my-grandmothers-car-to-my-name-without-causing-a-medicaid-penalty-period-18224</loc>
		<lastmod>2024-04-10T18:29:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/finding-the-right-hospital-bed-rental-18239</loc>
		<lastmod>2023-10-24T21:57:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaid-recipients-have-a-little-more-time-to-spend-down-their-stimulus-money-18245</loc>
		<lastmod>2024-05-23T15:59:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/irs-announces-that-face-masks-and-related-purchases-are-tax-deductible-18247</loc>
		<lastmod>2021-07-29T14:43:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/latest-john-oliver-rant-details-failings-of-our-long-term-care-system-18257</loc>
		<lastmod>2021-04-16T14:44:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mom-take-out-a-home-equity-loan-on-a-house-in-her-name-without-affecting-my-dads-medicaid-benefits-18261</loc>
		<lastmod>2024-05-06T16:21:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-mothers-guardian-refuse-to-communicate-with-me-about-my-mothers-condition-18273</loc>
		<lastmod>2021-04-29T19:47:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/president-biden-proposes-billions-in-increased-funding-for-home-health-care-18284</loc>
		<lastmod>2025-05-22T16:26:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/saying-medicaid-estate-recovery-keeps-families-in-poverty-advocacy-groups-call-for-its-abolition-18288</loc>
		<lastmod>2024-05-28T16:36:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-you-can-end-up-in-medicare-part-ds-notorious-donut-hole-and-how-you-get-out-18290</loc>
		<lastmod>2024-11-05T19:38:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-we-get-an-answer-from-medicaid-about-whether-our-mother-qualifies-for-home-care-18293</loc>
		<lastmod>2024-05-15T19:37:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-buy-a-car-for-my-mother-as-my-mothers-agent-under-a-power-of-attorney-18308</loc>
		<lastmod>2023-11-22T18:02:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/non-borrowing-spouses-of-reverse-mortgage-holders-receive-expanded-protections-18312</loc>
		<lastmod>2024-05-24T14:47:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-home-care-waivers-can-help-you-avoid-a-nursing-home-but-the-line-may-be-long-18342</loc>
		<lastmod>2024-05-23T16:01:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/must-a-home-health-care-worker-return-a-lump-sum-payment-if-the-senior-enters-a-nursing-home-18343</loc>
		<lastmod>2024-05-24T14:06:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/thousands-of-elderly-and-disabled-ssi-recipients-accused-of-owning-property-that-isnt-theirs-18346</loc>
		<lastmod>2024-05-30T19:14:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/dual-eligibility-how-qualifying-for-both-medicare-and-medicaid-can-help-with-costs-18352</loc>
		<lastmod>2024-05-15T13:30:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-ensure-my-siblings-move-out-of-my-moms-house-if-i-need-to-sell-it-to-pay-for-long-term-care-18363</loc>
		<lastmod>2024-05-15T19:42:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/supreme-court-to-hear-case-that-could-increase-the-bite-that-medicaid-takes-out-of-settlements-18381</loc>
		<lastmod>2024-05-30T18:35:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/you-may-be-overestimating-your-social-security-benefits-18391</loc>
		<lastmod>2022-03-15T16:20:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-executor-of-my-grandfathers-will-keep-whats-in-a-joint-account-18392</loc>
		<lastmod>2021-07-19T14:57:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/britney-spears-is-giving-the-country-a-crash-course-on-guardianship-18399</loc>
		<lastmod>2024-04-10T18:27:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-would-cover-dental-vision-and-hearing-under-senate-democrats-spending-plan-18402</loc>
		<lastmod>2024-05-24T13:55:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-nursing-home-sue-an-agent-under-a-power-of-attorney-for-an-outstanding-balance-18410</loc>
		<lastmod>2023-11-22T17:47:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/nursing-homes-grapple-with-whether-to-force-staff-to-get-vaccinated-18418</loc>
		<lastmod>2021-08-02T15:02:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-return-gifted-property-so-that-our-mother-is-not-subject-to-a-medicaid-transfer-penalty-18431</loc>
		<lastmod>2024-05-10T12:48:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-anything-i-can-do-to-make-a-nursing-home-give-me-health-information-about-my-wife-18459</loc>
		<lastmod>2024-05-23T13:23:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/long-goodbye-the-deaths-of-nancy-cruzan--2710</loc>
		<lastmod>2021-08-31T20:16:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/online-survey-helps-older-adults-assess-their-financial-vulnerability-18468</loc>
		<lastmod>2025-05-22T15:36:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-my-mothers-estate-planning-documents-still-valid-if-the-lawyer-who-prepared-them-is-disbarred-18474</loc>
		<lastmod>2022-12-28T21:51:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/armed-with-a-new-report-white-house-pushes-congress-to-reduce-prescription-drug-costs-18482</loc>
		<lastmod>2023-10-25T16:55:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/its-medicare-open-enrollment-time-is-your-plan-still-working-for-you-18483</loc>
		<lastmod>2025-05-22T15:17:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-shortfalls-are-predicted-to-begin-a-year-earlier-due-to-the-pandemic-18492</loc>
		<lastmod>2024-05-28T18:30:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-best-way-to-use-the-equity-from-my-house-to-pay-for-my-care-18502</loc>
		<lastmod>2021-09-28T15:06:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/covid-vaccination-information-added-to-medicares-nursing-home-compare-site-18515</loc>
		<lastmod>2021-10-27T17:04:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-siblings-legally-required-to-care-for-each-other-18519</loc>
		<lastmod>2021-10-04T15:18:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/better-than-no-loaf-medicaid-planning-using-half-a-loaf-strategies-18522</loc>
		<lastmod>2024-04-09T20:37:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/in-2022-social-security-beneficiaries-will-see-the-biggest-increase-in-39-years-18526</loc>
		<lastmod>2024-05-20T19:15:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-my-dad-applies-for-medicaid-will-his-new-wifes-assets-be-counted-even-though-they-have-kept-their-assets-separate-18538</loc>
		<lastmod>2024-05-31T14:10:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-complex-modern-family-requires-a-new-planning-model-book-argues-16097</loc>
		<lastmod>2024-11-06T20:57:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/closing-of-social-security-field-offices-disrupted-ssi-benefits-for-thousands-lawsuit-charges-18550</loc>
		<lastmod>2024-05-10T19:18:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-it-means-to-need-nursing-home-level-of-care-for-medicaid-eligibility-18555</loc>
		<lastmod>2024-04-09T20:59:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-premiums-to-increase-dramatically-in-2022-18567</loc>
		<lastmod>2022-03-30T17:22:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/irs-issues-long-term-care-premium-deductibility-limits-for-2022-and-they-look-pretty-familiar-18571</loc>
		<lastmod>2024-05-20T19:20:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-the-person-who-received-a-gift-from-a-medicaid-applicant-have-to-be-the-one-to-return-it-to-erase-the-medicaid-penalty-18583</loc>
		<lastmod>2024-05-15T13:27:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/you-can-cure-a-medicaid-penalty-period-by-returning-a-gift-18592</loc>
		<lastmod>2022-03-30T17:40:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-vaccines-does-medicare-cover-18594</loc>
		<lastmod>2024-09-05T12:47:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/advocates-sound-alarm-about-pilot-program-they-say-could-privatize-all-of-medicare-18601</loc>
		<lastmod>2025-05-22T13:26:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-apply-for-medicaid-for-our-mom-without-her-signature-18609</loc>
		<lastmod>2021-12-20T16:20:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/who-pays-capital-gains-taxes-when-there-are-multiple-heirs-18629</loc>
		<lastmod>2022-01-07T17:25:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/worsening-nursing-home-staffing-crisis-taking-a-devastating-toll-on-residents-their-families-and-hospitals-18635</loc>
		<lastmod>2024-06-03T18:28:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/consumers-can-now-see-how-nursing-homes-compare-on-staff-turnover-and-weekend-help-18637</loc>
		<lastmod>2022-01-27T16:02:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/california-removing-asset-test-for-medicaid-eligibility-18652</loc>
		<lastmod>2022-01-20T16:14:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-can-someone-be-declared-legally-incompetent-18660</loc>
		<lastmod>2026-01-05T15:29:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-wont-cover-rapid-at-home-covid-tests-18662</loc>
		<lastmod>2023-11-15T20:49:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-you-transfer-a-whole-life-insurance-policy-to-a-term-policy-without-a-medicaid-penalty-18673</loc>
		<lastmod>2024-05-10T12:53:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/court-rules-medicare-beneficiaries-can-appeal-switch-to-hospital-observation-status-18678</loc>
		<lastmod>2024-05-10T19:31:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-a-social-security-recipient-dies-survivors-may-be-eligible-for-benefits-18688</loc>
		<lastmod>2022-12-15T22:19:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-a-medicaid-recipient-moves-in-with-us-will-medicaid-try-to-recoup-benefits-from-us-18691</loc>
		<lastmod>2024-05-17T14:57:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-to-cover-at-home-covid-tests-by-early-spring-18693</loc>
		<lastmod>2025-07-15T12:51:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-documents-are-required-for-a-medicaid-application-18705</loc>
		<lastmod>2024-04-09T20:58:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/earned-income-tax-credit-now-available-to-seniors-without-dependents-18709</loc>
		<lastmod>2022-02-16T18:07:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/millions-of-people-could-lose-medicaid-coverage-when-the-pandemic-is-declared-over-18710</loc>
		<lastmod>2024-05-24T14:03:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-my-dad-move-his-money-out-of-an-ira-and-into-an-account-in-my-moms-name-before-applying-for-medicaid-18711</loc>
		<lastmod>2024-05-28T17:30:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicares-controversial-direct-contracting-program-hits-biden-administrations-radar-18715</loc>
		<lastmod>2024-05-24T14:01:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/things-to-remember-at-tax-time-6115</loc>
		<lastmod>2025-01-06T19:43:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/rather-than-end-controversial-medicare-initiative-biden-gives-it-a-makeover-18725</loc>
		<lastmod>2024-05-28T16:10:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/home-health-aide-costs-see-the-sharpest-increase-in-annual-long-term-care-survey-18731</loc>
		<lastmod>2024-05-16T20:24:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/biden-proposes-major-nursing-home-reforms-most-extensive-in-decades-18737</loc>
		<lastmod>2025-05-22T13:50:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicaids-snapshot-date-and-its-crucial-impact-on-a-couples-financial-picture-18753</loc>
		<lastmod>2025-02-05T18:43:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-payment-to-a-student-loan-company-exempted-from-the-gift-tax-18754</loc>
		<lastmod>2022-03-17T16:02:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/claiming-social-security-benefits-at-age-70-18756</loc>
		<lastmod>2025-09-04T18:29:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-do-i-do-if-social-security-wont-honor-my-mothers-power-of-attorney-18767</loc>
		<lastmod>2022-03-25T13:13:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-now-covers-the-cost-of-covid-at-home-tests-18780</loc>
		<lastmod>2025-05-22T15:23:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-to-leave-a-nursing-home-and-move-back-home-18783</loc>
		<lastmod>2025-07-15T13:12:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-recover-benefits-from-an-ira-after-the-recipient-dies-18794</loc>
		<lastmod>2022-04-13T16:57:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-do-if-your-medicaid-application-is-denied-18796</loc>
		<lastmod>2022-07-06T13:01:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-changing-a-revocable-trust-into-an-irrevocable-trust-subject-to-medicaids-five-year-look-back-18808</loc>
		<lastmod>2024-05-23T13:01:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-advantage-plans-often-wrongly-deny-necessary-care-study-finds-18814</loc>
		<lastmod>2022-07-06T13:10:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/which-states-have-been-hardest-hit-by-the-nursing-home-staff-crisis-18818</loc>
		<lastmod>2022-07-06T13:11:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-enrollment-period-extended-for-some-beneficiaries-due-to-phone-issues-18829</loc>
		<lastmod>2024-05-24T13:38:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-offers-lump-sum-payments-to-some-beneficiaries-18834</loc>
		<lastmod>2024-05-28T18:23:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-a-family-member-dies-with-medical-bills-can-we-retroactively-apply-for-medicaid-18845</loc>
		<lastmod>2024-05-17T14:53:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-get-into-a-nursing-home-as-a-medicaid-recipient-18860</loc>
		<lastmod>2022-11-18T18:40:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/supreme-court-rules-state-medicaid-programs-can-recoup-a-larger-share-of-injury-settlements-18865</loc>
		<lastmod>2022-06-28T13:51:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/stop-using-unsafe-portable-bed-rails-immediately-national-safety-commission-warns-18884</loc>
		<lastmod>2024-05-30T18:16:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-use-a-medicaid-beneficiarys-inheritance-to-pay-her-assisted-living-facility-three-months-in-advance-18886</loc>
		<lastmod>2024-04-10T18:31:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-and-medicare-financial-outlooks-improve-slightly-due-to-rebounding-economy-18897</loc>
		<lastmod>2024-05-28T18:18:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicare-pay-for-a-second-stay-in-a-nursing-home-after-the-resident-pays-privately-for-60-days-18899</loc>
		<lastmod>2024-05-31T16:27:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-reimburse-my-mom-for-the-cost-of-preparing-a-medicaid-application-for-my-dad-18902</loc>
		<lastmod>2024-05-31T16:16:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/keeping-your-emergency-contacts-and-medical-information-updated-for-first-responders-18904</loc>
		<lastmod>2024-05-24T13:34:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/cms-issues-updated-guidance-intended-to-improve-quality-of-nursing-home-care-18907</loc>
		<lastmod>2025-07-15T12:36:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/it-pays-to-be-a-smart-shopper-when-buying-a-medigap-insurance-policy-18909</loc>
		<lastmod>2022-10-03T15:43:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/at-home-covid-tests-accessible-for-people-who-are-blind-or-have-low-vision-now-available-18912</loc>
		<lastmod>2023-10-25T17:02:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-take-proceeds-from-the-house-we-live-in-which-does-not-belong-to-us-18920</loc>
		<lastmod>2024-05-06T16:15:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/im-thinking-about-entering-into-a-contract-for-deed-with-someone-who-may-go-to-a-nursing-home-should-i-reconsider-18921</loc>
		<lastmod>2024-06-05T13:55:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-mom-doesnt-have-a-designated-power-of-attorney-which-of-her-children-should-be-the-poa-18922</loc>
		<lastmod>2024-05-24T14:10:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-does-medicaid-pending-mean-18925</loc>
		<lastmod>2022-07-19T13:37:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-is-a-nursing-home-eviction-legal-and-what-can-i-do-18927</loc>
		<lastmod>2024-08-20T18:37:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-the-best-ways-to-get-out-of-debt-before-you-retire-18938</loc>
		<lastmod>2024-01-11T19:50:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-i-need-a-professional-patient-advocate-18940</loc>
		<lastmod>2022-08-22T20:58:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-are-children-eligible-for-social-security-benefits-18958</loc>
		<lastmod>2024-01-11T18:31:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-the-wards-rights-in-a-guardianship-18964</loc>
		<lastmod>2022-12-09T16:59:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-nursing-home-hold-friends-or-family-members-responsible-for-a-residents-care-18969</loc>
		<lastmod>2023-11-22T17:43:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/plan-ahead-before-seeking-nursing-home-care-avoid-unnecessary-debt-for-you-and-your-family-18982</loc>
		<lastmod>2023-11-29T17:11:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/prescription-drug-pricing-bill-whats-at-stake-for-medicare-recipients-18996</loc>
		<lastmod>2022-08-04T20:24:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/book-review-its-not-too-late-the-ultimate-guide-to-nursing-home-medicaid-for-the-stressed-out-husband-or-wife-18993</loc>
		<lastmod>2023-11-22T17:22:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/updates-to-social-security-administration-portal-make-it-easy-to-complete-key-tasks-online-19001</loc>
		<lastmod>2024-06-05T13:52:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-you-need-to-know-about-medicaids-personal-needs-allowance-18999</loc>
		<lastmod>2022-08-09T16:18:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-a-medicaid-recipient-lose-his-benefits-if-he-sends-his-incarcerated-son-money-every-month-19009</loc>
		<lastmod>2024-06-04T13:42:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-i-be-added-as-power-of-attorney-for-my-father-19010</loc>
		<lastmod>2022-08-09T17:42:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-my-husbands-ira-a-countable-asset-according-to-medicaid-19011</loc>
		<lastmod>2022-08-09T17:49:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-you-missing-out-on-benefits-identify-the-programs-available-to-seniors-like-you-19016</loc>
		<lastmod>2022-12-29T15:52:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/miller-trusts-can-help-you-qualify-for-medicaid-19022</loc>
		<lastmod>2024-02-08T16:51:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-fda-approves-over-the-counter-hearing-aids-19034</loc>
		<lastmod>2025-05-22T16:50:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/majority-of-adult-children-cannot-support-boomer-parents-surveys-find-19035</loc>
		<lastmod>2024-10-11T12:50:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/havent-yet-filed-your-tax-return-if-you-requested-an-extension-you-may-benefit-from-free-irs-support-services-19037</loc>
		<lastmod>2024-05-16T13:12:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/resources-for-caregivers-of-older-adults-with-dementia-19044</loc>
		<lastmod>2024-11-06T20:50:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-sisters-legal-guardian-share-information-medical-or-otherwise-with-our-parents-19049</loc>
		<lastmod>2024-05-09T13:02:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-family-member-who-is-not-my-moms-medical-power-of-attorney-allowed-to-stop-her-treatment-19052</loc>
		<lastmod>2024-05-20T19:22:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-mother-in-assisted-living-has-outstanding-credit-card-debt-what-should-she-do-19058</loc>
		<lastmod>2024-05-24T14:12:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/free-at-home-covid-19-test-kit-shipment-program-ends-blind-low-vision-users-can-continue-to-request-accessible-kits-19064</loc>
		<lastmod>2024-05-16T12:55:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/preventing-and-reducing-the-risk-of-falls-tips-and-recommendations-19066</loc>
		<lastmod>2024-06-06T15:04:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/alert-scam-targeting-medicare-recipients-19068</loc>
		<lastmod>2024-07-17T13:39:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/aging-in-place-funds-to-benefit-low-income-senior-homeowners-19071</loc>
		<lastmod>2024-03-28T16:52:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-medicaid-planner-right-for-you-19072</loc>
		<lastmod>2022-08-31T13:58:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/im-trying-to-put-my-mom-in-a-nursing-home-but-im-not-her-medical-power-of-attorney-19079</loc>
		<lastmod>2024-05-20T19:11:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/im-getting-bills-for-my-wifes-nursing-home-care-while-waiting-for-her-medicaid-approval-19080</loc>
		<lastmod>2024-05-20T19:07:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/im-a-widow-disabled-and-cant-take-care-of-my-house-anymore-can-i-give-it-to-my-son-19081</loc>
		<lastmod>2024-05-20T19:06:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-telehealth-work-and-what-are-the-benefits-19084</loc>
		<lastmod>2023-05-05T18:10:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-i-close-my-ira-and-give-that-money-to-my-son-will-we-both-have-to-pay-taxes-on-the-money-as-income-19090</loc>
		<lastmod>2024-05-17T15:04:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-all-the-kids-have-to-sign-papers-when-one-brother-is-trying-to-get-guardianship-of-our-mother-19091</loc>
		<lastmod>2024-05-14T13:33:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-community-medicaid-19092</loc>
		<lastmod>2022-09-06T19:11:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-mother-in-laws-poa-removed-me-from-her-hospital-contact-list-can-i-be-added-back-19097</loc>
		<lastmod>2024-05-24T14:14:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-co-owner-of-family-farm-goes-to-nursing-home-would-this-affect-the-ability-to-sell-the-farm-19098</loc>
		<lastmod>2024-05-17T15:00:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-medicare-or-medicaid-cover-senior-day-care-services-19099</loc>
		<lastmod>2022-09-08T16:07:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-spousal-impoverishment-19101</loc>
		<lastmod>2025-06-03T13:43:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/better-access-to-medicaid-feds-seek-to-simplify-enrollment-19103</loc>
		<lastmod>2023-03-17T16:16:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-changes-to-portability-of-the-estate-tax-exemption-may-impact-you-18952</loc>
		<lastmod>2023-04-17T18:18:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-know-if-your-aging-parents-need-home-care-19106</loc>
		<lastmod>2023-11-15T20:07:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-a-survivorship-deed-to-my-child-protect-my-home-from-medicaid-19110</loc>
		<lastmod>2022-09-12T18:49:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-it-legal-to-get-a-will-changed-if-the-person-has-alzheimers-and-dementia-19111</loc>
		<lastmod>2024-05-23T13:07:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-we-sell-our-mothers-home-will-we-have-to-pay-medicaid-back-for-the-cost-of-our-mothers-nursing-home-care-19113</loc>
		<lastmod>2024-06-03T19:03:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/skilled-nursing-facilities-vs-nursing-homes-whats-the-difference-19114</loc>
		<lastmod>2025-12-30T16:42:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicare-pay-for-housekeeping-services-19116</loc>
		<lastmod>2023-01-30T15:34:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/researching-medicare-or-medicaid-google-wants-to-help-19120</loc>
		<lastmod>2022-09-14T15:48:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-survivor-benefits-19125</loc>
		<lastmod>2022-09-16T15:26:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-come-after-the-condo-she-transferred-to-my-wife-19127</loc>
		<lastmod>2022-09-16T15:39:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/in-one-year-close-to-1-million-more-us-seniors-living-in-poverty-19128</loc>
		<lastmod>2022-09-16T19:06:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-advantage-new-bill-may-speed-up-your-access-to-care-19130</loc>
		<lastmod>2022-09-16T20:28:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-trade-in-a-bigger-car-for-our-parents-who-are-on-medicaid-19132</loc>
		<lastmod>2022-09-19T18:07:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/am-i-legally-obligated-to-allow-my-brother-to-visit-my-mom-19133</loc>
		<lastmod>2022-09-19T18:10:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/whats-the-difference-between-alzheimers-and-dementia-19135</loc>
		<lastmod>2025-07-15T13:11:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-i-do-if-my-mothers-poa-is-mistreating-her-19137</loc>
		<lastmod>2022-09-21T12:38:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-all-the-proceeds-from-selling-the-house-have-to-go-toward-memory-care-19138</loc>
		<lastmod>2022-09-21T12:43:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/older-americans-cancel-your-student-loan-debt-19139</loc>
		<lastmod>2025-07-15T12:57:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-medicaid-asset-protection-trusts-19141</loc>
		<lastmod>2024-02-08T17:55:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/3-reasons-to-review-your-medicare-annual-notice-of-change-19143</loc>
		<lastmod>2025-09-15T14:46:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-forgotten-middle-seniors-facing-housing-care-crisis-19149</loc>
		<lastmod>2022-10-04T19:12:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-evolution-of-medicares-telehealth-coverage-19152</loc>
		<lastmod>2024-11-06T20:58:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/11-common-acronyms-in-elder-law-and-estate-planning-19154</loc>
		<lastmod>2024-02-13T17:05:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/savings-for-seniors-lower-medicare-part-b-premiums-in-2023-19156</loc>
		<lastmod>2022-11-30T21:43:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/depressive-symptoms-in-alzheimers-disease-family-caregivers-19158</loc>
		<lastmod>2022-09-30T18:05:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/after-a-dementia-diagnosis-preparing-for-the-future-19164</loc>
		<lastmod>2023-01-30T15:32:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/3-foot-or-leg-related-health-issues-medicare-may-help-cover-19174</loc>
		<lastmod>2022-10-06T12:12:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-you-transfer-a-guardianship-between-states-19176</loc>
		<lastmod>2024-10-02T15:16:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/resources-to-help-with-end-of-life-care-19180</loc>
		<lastmod>2022-10-11T12:30:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-choose-the-best-home-care-provider-for-your-parents-19182</loc>
		<lastmod>2023-11-15T20:07:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/6-possible-risk-factors-for-dementia-you-may-not-expect-19189</loc>
		<lastmod>2022-10-17T13:56:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/honoring-family-caregivers-month-resources-for-grandparent-caregivers-19198</loc>
		<lastmod>2022-11-15T13:15:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/comparing-traditional-medicare-and-medicare-advantage-19205</loc>
		<lastmod>2022-11-30T21:42:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-can-i-do-during-the-medicare-open-enrollment-period-19216</loc>
		<lastmod>2024-09-05T14:05:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/avoiding-the-medicare-part-d-late-enrollment-penalty-19217</loc>
		<lastmod>2025-02-11T21:27:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/protect-yourself-from-predatory-medicare-advantage-marketers-19221</loc>
		<lastmod>2022-10-24T14:09:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/im-on-medicare-and-medicaid-can-i-sell-my-car-and-keep-the-proceeds-19225</loc>
		<lastmod>2022-10-24T15:29:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-sister-who-has-poa-restrict-my-fathers-visitors-19226</loc>
		<lastmod>2022-10-24T15:34:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-recipients-to-get-another-increase-in-2023-19229</loc>
		<lastmod>2022-10-25T14:26:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/insured-retirees-paying-tens-of-thousands-for-health-care-19233</loc>
		<lastmod>2022-10-26T19:23:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-long-will-medicare-pay-for-my-sisters-care-in-a-nursing-home-19239</loc>
		<lastmod>2022-10-28T13:01:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/im-70-and-still-working-can-i-file-for-ssdi-due-to-an-injury-19240</loc>
		<lastmod>2022-10-28T13:01:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-should-you-start-helping-with-your-parents-finances-19241</loc>
		<lastmod>2024-08-21T18:14:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/now-you-can-see-more-data-before-choosing-a-nursing-home-19247</loc>
		<lastmod>2022-10-31T13:38:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-do-if-medicare-denies-coverage-for-prescription-drug-19251</loc>
		<lastmod>2022-11-01T16:36:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-you-lose-your-medicaid-coverage-when-the-pandemic-ends-19253</loc>
		<lastmod>2023-03-13T13:00:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/a-good-nights-sleep-may-cut-chronic-disease-risk-in-seniors-19255</loc>
		<lastmod>2022-11-03T14:38:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/feds-announce-new-strategy-to-support-family-caregivers-19260</loc>
		<lastmod>2022-11-04T15:27:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-rule-aids-seniors-who-are-first-time-medicare-enrollees-19264</loc>
		<lastmod>2022-11-04T18:06:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-manage-banking-of-my-long-term-care-medicaid-spouse-19265</loc>
		<lastmod>2022-11-07T15:22:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-become-guardian-of-my-brother-with-alzheimers-19266</loc>
		<lastmod>2022-11-07T15:28:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/study-reveals-unmet-needs-of-seniors-relying-on-in-home-care-19268</loc>
		<lastmod>2022-11-07T16:44:37+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/seniors-and-the-benefits-of-downsizing-19271</loc>
		<lastmod>2022-11-08T13:56:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/pros-and-cons-of-a-mapt-19281</loc>
		<lastmod>2025-04-21T14:31:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/getting-medicare-food-benefits-19285</loc>
		<lastmod>2026-02-13T20:09:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-life-insurance-payout-affect-medicaid-eligibility-19287</loc>
		<lastmod>2022-11-14T15:48:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-returning-assets-eliminate-a-medicaid-transfer-penalty-19288</loc>
		<lastmod>2022-11-14T15:54:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicare-pay-for-assisted-living-19293</loc>
		<lastmod>2024-09-05T12:45:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-seniors-can-prevent-loneliness-as-they-age-19309</loc>
		<lastmod>2023-08-08T13:28:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/protecting-spouses-of-medicaid-applicants-2023-guidelines-19313</loc>
		<lastmod>2023-03-15T13:27:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-to-loan-if-i-have-to-go-to-a-nursing-home-19315</loc>
		<lastmod>2022-11-22T19:00:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/irs-you-can-contribute-more-to-retirement-starting-in-2023-19317</loc>
		<lastmod>2022-11-22T19:00:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicare-cover-the-cost-of-getting-a-second-opinion-19319</loc>
		<lastmod>2022-11-23T14:45:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-much-does-it-cost-to-ask-an-elder-law-attorney-a-question-16540</loc>
		<lastmod>2024-08-20T18:44:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-my-moms-assisted-living-costs-deductible-on-her-taxes-19325</loc>
		<lastmod>2022-11-28T17:52:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-medicaid-consider-annuities-assets-or-income-19326</loc>
		<lastmod>2022-11-28T18:02:24+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2024-08-21T18:18:47+00:00</lastmod>
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		<lastmod>2022-12-21T18:32:49+00:00</lastmod>
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		<lastmod>2025-07-15T12:47:56+00:00</lastmod>
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		<lastmod>2023-01-17T19:31:05+00:00</lastmod>
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		<lastmod>2023-01-17T19:39:06+00:00</lastmod>
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		<lastmod>2023-03-30T14:52:48+00:00</lastmod>
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		<lastmod>2025-05-22T14:05:08+00:00</lastmod>
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		<lastmod>2023-03-30T14:54:55+00:00</lastmod>
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		<lastmod>2023-01-20T20:13:08+00:00</lastmod>
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		<lastmod>2023-01-25T15:39:09+00:00</lastmod>
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		<lastmod>2023-02-07T14:56:21+00:00</lastmod>
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		<lastmod>2023-02-07T14:58:29+00:00</lastmod>
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	<url>
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	<url>
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		<lastmod>2023-04-06T19:52:36+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-04-06T19:55:24+00:00</lastmod>
	</url>
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		<lastmod>2023-04-06T19:57:53+00:00</lastmod>
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		<lastmod>2023-04-10T16:40:26+00:00</lastmod>
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		<lastmod>2025-05-22T13:52:19+00:00</lastmod>
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		<lastmod>2023-04-18T17:33:02+00:00</lastmod>
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	<url>
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		<lastmod>2024-11-27T13:52:03+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-04-19T18:09:46+00:00</lastmod>
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		<lastmod>2023-04-19T18:13:53+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-08-15T14:48:32+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2026-02-18T13:45:49+00:00</lastmod>
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		<lastmod>2023-04-26T20:50:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-the-debt-ceiling-bill-could-impact-medicaid-enrollees-19693</loc>
		<lastmod>2023-05-05T18:05:00+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-08-15T14:49:58+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2023-11-15T19:28:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/an-epidemic-substance-abuse-a-growing-problem-among-seniors-19710</loc>
		<lastmod>2024-06-05T14:35:14+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2025-12-10T20:53:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/challenges-of-long-term-care-planning-for-lgbtq-seniors-19715</loc>
		<lastmod>2023-05-17T12:44:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/innovative-long-term-care-housing-solutions-for-seniors-19728</loc>
		<lastmod>2024-04-09T20:49:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/on-medicare-what-youll-pay-for-now-that-the-phe-has-ended-19736</loc>
		<lastmod>2024-06-06T15:03:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/homelessness-among-seniors-a-growing-crisis-say-experts-19741</loc>
		<lastmod>2024-11-06T20:34:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/senior-citizens-face-loss-of-buying-power-study-shows-19747</loc>
		<lastmod>2023-05-30T16:17:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-will-the-public-health-emergencys-end-affect-veterans-19756</loc>
		<lastmod>2023-06-05T14:08:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-claim-ownership-of-my-moms-home-after-caring-for-her-19763</loc>
		<lastmod>2023-06-06T16:05:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-nursing-home-discharge-me-if-my-health-hasnt-changed-19764</loc>
		<lastmod>2023-06-06T16:11:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-dads-in-memory-care-can-i-change-ownership-of-his-home-19765</loc>
		<lastmod>2023-06-06T16:17:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/moms-in-a-nursing-home-with-credit-card-debt-what-do-i-do-19766</loc>
		<lastmod>2023-06-06T16:20:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-wifes-in-a-nursing-home-who-gets-her-social-security-19767</loc>
		<lastmod>2023-06-06T16:24:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-child-helps-pay-my-bills-do-i-need-to-tell-medicaid-19768</loc>
		<lastmod>2023-06-06T16:32:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/mom-is-on-medicaid-what-happens-if-we-sell-her-house-19769</loc>
		<lastmod>2023-06-06T16:37:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-dad-pay-me-to-give-him-full-time-care-19770</loc>
		<lastmod>2023-06-06T16:40:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-my-documents-reflect-my-transgender-childs-new-name-19771</loc>
		<lastmod>2023-06-06T16:48:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-get-reimbursed-for-expenses-as-my-brothers-dpoa-19772</loc>
		<lastmod>2023-06-06T16:52:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-fraud-prevention-week-avoiding-health-care-scams-19775</loc>
		<lastmod>2024-10-11T12:51:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/cms-medicare-will-soon-cover-certain-alzheimers-treatments-19780</loc>
		<lastmod>2025-05-22T13:54:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/agencies-that-inspect-nursing-homes-face-staffing-crisis-19783</loc>
		<lastmod>2024-06-05T14:31:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-have-my-dad-moved-from-one-nursing-home-to-another-19792</loc>
		<lastmod>2023-06-21T15:35:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-social-security-has-doubled-will-i-be-cut-off-medicaid-19793</loc>
		<lastmod>2023-06-21T15:38:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-dads-in-long-term-care-can-the-state-take-his-house-19794</loc>
		<lastmod>2023-06-21T15:43:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-usual-cost-annually-for-maintaining-a-trust-19796</loc>
		<lastmod>2023-06-21T15:52:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/were-selling-moms-house-does-she-receive-proceeds-19797</loc>
		<lastmod>2023-06-21T15:56:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-my-mother-pays-off-my-mortgage-do-i-pay-taxes-on-that-19798</loc>
		<lastmod>2023-06-21T15:58:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/supreme-court-preserves-right-to-sue-public-nursing-homes-19803</loc>
		<lastmod>2023-06-23T14:37:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-a-medicare-flex-card-19812</loc>
		<lastmod>2024-02-13T18:13:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-extra-help-program-set-to-expand-in-2024-19814</loc>
		<lastmod>2024-11-05T16:46:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-do-if-you-lose-your-medicaid-coverage-19815</loc>
		<lastmod>2024-11-06T21:22:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-my-mother-name-me-her-power-of-attorney-19821</loc>
		<lastmod>2023-07-07T17:24:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/i-have-shared-durable-poa-for-my-mom-how-do-i-terminate-it-19822</loc>
		<lastmod>2023-07-07T17:29:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-need-to-pay-fair-market-value-for-my-parents-cottage-19823</loc>
		<lastmod>2023-07-07T17:37:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/dads-on-medicaid-can-he-add-me-to-the-title-of-his-car-19824</loc>
		<lastmod>2023-07-07T17:44:00+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-dad-pay-capital-gains-if-he-sells-his-seasonal-home-19825</loc>
		<lastmod>2023-07-07T17:50:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-hospital-discharge-dad-if-he-cant-care-for-himself-19826</loc>
		<lastmod>2023-07-07T18:01:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/national-retirement-risk-index-many-to-fall-short-of-goals-19828</loc>
		<lastmod>2023-07-10T15:50:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/home-health-services-underutilized-by-seniors-study-shows-19833</loc>
		<lastmod>2023-09-12T14:52:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/why-georgias-new-medicaid-program-may-impact-you-19840</loc>
		<lastmod>2023-07-13T14:12:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/rsv-vaccine-options-for-us-seniors-to-become-available-19846</loc>
		<lastmod>2024-07-17T15:17:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/am-i-entitled-to-my-late-brothers-will-and-other-documents-19851</loc>
		<lastmod>2023-07-17T19:36:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-mom-have-to-put-her-property-back-into-her-name-19852</loc>
		<lastmod>2023-07-17T19:42:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-we-have-to-restart-the-5-year-medicaid-lookback-period-19853</loc>
		<lastmod>2023-07-17T19:48:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-change-property-in-my-late-husbands-name-to-my-name-19854</loc>
		<lastmod>2023-07-17T19:53:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-no-surprises-act-may-help-with-unexpected-medical-bills-19856</loc>
		<lastmod>2025-08-21T13:11:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-when-one-party-on-a-property-deed-has-dementia-19867</loc>
		<lastmod>2023-07-25T16:33:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-opt-not-to-move-to-assisted-living-with-my-spouse-19868</loc>
		<lastmod>2023-07-25T16:38:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-my-mom-need-to-divorce-before-applying-for-medicaid-19869</loc>
		<lastmod>2023-07-25T16:42:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/11-things-you-can-do-online-via-the-social-security-website-19874</loc>
		<lastmod>2023-07-26T15:15:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/otc-hearing-aids-prevent-dementia-19886</loc>
		<lastmod>2025-07-15T12:59:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-changes-in-the-student-loan-landscape-may-affect-you-19891</loc>
		<lastmod>2023-08-07T13:15:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/remaining-social-promotes-health-in-older-adults-19896</loc>
		<lastmod>2025-07-15T13:00:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-to-the-items-i-bought-to-qualify-for-medicaid-19901</loc>
		<lastmod>2023-08-09T18:55:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-gift-cards-considered-gifts-when-it-comes-to-medicaid-19902</loc>
		<lastmod>2023-08-10T15:26:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-poa-keep-friends-from-seeing-you-when-in-a-nursing-home-19903</loc>
		<lastmod>2023-08-10T15:28:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-keep-the-house-and-get-paid-if-i-cared-for-my-mom-19905</loc>
		<lastmod>2023-08-10T15:32:24+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-be-reimbursed-for-moms-assisted-living-rent-19906</loc>
		<lastmod>2023-08-10T15:38:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-do-when-social-security-overpays-19907</loc>
		<lastmod>2023-12-12T13:51:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/2023-on-senior-health-report-the-good-the-bad-and-the-ugly-19914</loc>
		<lastmod>2024-08-21T18:24:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/your-will-can-protect-your-children-with-disabilities-19917</loc>
		<lastmod>2025-07-15T13:22:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/selling-your-life-insurance-policy-to-help-cover-expenses-19919</loc>
		<lastmod>2024-05-09T14:18:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-you-use-a-medical-credit-card-19921</loc>
		<lastmod>2023-08-21T14:13:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/prior-authorization-why-is-it-holding-up-my-medical-care-19927</loc>
		<lastmod>2023-08-23T13:23:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/dual-eligible-special-needs-plans-are-they-right-for-you-19930</loc>
		<lastmod>2024-03-13T18:53:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/3-tips-for-prepping-for-medicare-annual-enrollment-2023-19935</loc>
		<lastmod>2024-03-28T20:39:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-part-d-enrollees-may-pay-less-for-these-10-drugs-19937</loc>
		<lastmod>2025-05-22T15:26:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-role-of-assisted-living-facility-staff-19947</loc>
		<lastmod>2023-09-06T14:59:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-my-poa-valid-if-there-is-also-another-earlier-poa-19948</loc>
		<lastmod>2023-09-06T19:13:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-making-donations-make-mom-ineligible-for-medicaid-19949</loc>
		<lastmod>2023-09-06T19:21:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/mom-wont-stop-driving-am-i-liable-if-theres-an-accident-19950</loc>
		<lastmod>2023-09-06T19:29:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/food-stamps-for-seniors-7857</loc>
		<lastmod>2025-02-05T18:57:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-better-staffing-help-your-loved-one-in-long-term-care-19957</loc>
		<lastmod>2025-07-15T13:18:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/notarizing-documents-for-seniors-with-a-dementia-diagnosis-19959</loc>
		<lastmod>2024-01-19T14:59:20+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-i-be-joint-owner-of-my-sisters-checking-account-19965</loc>
		<lastmod>2023-09-12T18:19:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-force-my-mother-in-law-into-a-memory-care-facility-19966</loc>
		<lastmod>2023-09-12T18:26:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-my-moms-nursing-home-get-her-certificates-of-deposit-19967</loc>
		<lastmod>2023-09-12T18:37:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/trips-for-seniors-travel-tips-for-you-and-your-companions-19974</loc>
		<lastmod>2023-09-20T18:30:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-alzheimers-disease-be-prevented-19976</loc>
		<lastmod>2024-08-21T18:20:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/feds-ease-enrollment-process-for-medicare-savings-programs-19988</loc>
		<lastmod>2023-09-22T13:00:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/pay-monthly-for-medicare-part-d-prescriptions-come-2025-19998</loc>
		<lastmod>2024-03-12T20:00:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/understanding-nursing-home-arbitration-agreements-20008</loc>
		<lastmod>2023-10-02T12:58:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-dad-qualify-for-medicaid-if-mom-owns-rental-property-20012</loc>
		<lastmod>2023-10-02T15:13:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-go-about-putting-my-parents-house-in-my-name-20014</loc>
		<lastmod>2023-10-02T15:20:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-an-independent-living-facility-right-for-me-20024</loc>
		<lastmod>2024-01-19T15:00:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-request-all-of-my-medical-records-20027</loc>
		<lastmod>2023-10-06T18:24:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/no-one-will-help-me-care-for-my-grandfather-what-do-i-do-20029</loc>
		<lastmod>2023-10-06T18:35:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-a-poa-still-valid-if-i-moved-to-another-state-20030</loc>
		<lastmod>2023-10-06T18:39:17+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-are-veterans-death-benefits-20032</loc>
		<lastmod>2023-10-10T15:51:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-will-your-2024-social-security-benefits-look-like-20034</loc>
		<lastmod>2023-12-12T13:50:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-part-b-premiums-deductibles-going-back-up-in-2024-20040</loc>
		<lastmod>2024-01-04T21:42:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-elder-abuse-elder-law-qa-20043</loc>
		<lastmod>2024-08-21T18:31:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-financial-companies-refuse-to-honor-my-parents-dpoa-20049</loc>
		<lastmod>2023-10-18T14:07:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-dads-assisted-living-facility-give-away-his-bed-20050</loc>
		<lastmod>2023-10-18T14:10:39+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicaid-recover-assets-if-application-wasnt-okd-20051</loc>
		<lastmod>2023-10-18T14:16:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-to-consider-when-enrolling-in-medicare-part-d-for-2024-20056</loc>
		<lastmod>2023-10-23T13:01:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/most-us-workers-say-they-will-file-for-social-security-early-20058</loc>
		<lastmod>2023-10-23T13:15:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-can-mom-qualify-for-medicaid-if-she-gifts-her-property-20064</loc>
		<lastmod>2023-10-24T13:31:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-lifeline-program-20067</loc>
		<lastmod>2023-10-27T16:30:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/instacart-to-help-older-adults-address-food-insecurity-20075</loc>
		<lastmod>2024-10-11T12:40:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/10-ways-to-maximize-your-social-security-retirement-benefits-20080</loc>
		<lastmod>2024-03-28T16:46:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/deceptive-ads-are-affecting-seniors-seeking-medicare-plans-20084</loc>
		<lastmod>2023-11-13T15:20:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/2024-standard-protections-for-spouses-of-medicaid-applicants-20090</loc>
		<lastmod>2024-06-03T19:39:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-is-the-difference-between-palliative-and-hospice-care-20100</loc>
		<lastmod>2023-11-20T16:15:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/survey-uncovers-caregiver-support-needs-possible-solutions-20110</loc>
		<lastmod>2023-11-22T18:31:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/report-us-suicide-rate-highest-among-older-men-20117</loc>
		<lastmod>2023-12-01T18:34:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/recognizing-malnutrition-in-older-adults-20120</loc>
		<lastmod>2023-12-01T20:51:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-caregiver-duties-help-older-women-live-longer-20121</loc>
		<lastmod>2023-12-04T14:52:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-guardian-block-their-ward-from-attending-church-20125</loc>
		<lastmod>2023-12-05T15:09:14+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-one-state-accept-my-poa-approved-by-another-state-20126</loc>
		<lastmod>2023-12-05T15:11:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-we-divide-sale-of-our-house-equally-between-two-sons-20127</loc>
		<lastmod>2023-12-05T15:15:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-foreclosing-on-my-parents-house-affect-their-medicaid-20128</loc>
		<lastmod>2023-12-05T15:19:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/are-you-a-family-caregiver-new-bill-seeks-to-lower-costs-20143</loc>
		<lastmod>2024-03-12T19:58:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-resign-my-role-as-a-power-of-attorney-poa-20153</loc>
		<lastmod>2024-07-05T20:35:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/reasons-veterans-miss-out-on-veteran-disability-benefits-20159</loc>
		<lastmod>2024-03-12T20:04:12+00:00</lastmod>
	</url>
	<url>
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	<url>
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	<url>
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		<lastmod>2024-08-01T17:23:48+00:00</lastmod>
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		<lastmod>2024-10-01T12:53:06+00:00</lastmod>
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		<lastmod>2024-06-05T13:49:35+00:00</lastmod>
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		<lastmod>2024-06-11T13:49:38+00:00</lastmod>
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		<lastmod>2024-06-11T13:52:04+00:00</lastmod>
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		<lastmod>2024-06-11T13:56:27+00:00</lastmod>
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		<lastmod>2025-05-22T16:49:11+00:00</lastmod>
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		<lastmod>2024-07-03T17:12:43+00:00</lastmod>
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		<lastmod>2025-05-22T15:56:54+00:00</lastmod>
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		<lastmod>2024-07-05T19:44:02+00:00</lastmod>
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		<lastmod>2024-07-05T19:46:07+00:00</lastmod>
	</url>
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	<loc>https://attorney.elderlawanswers.com/how-old-do-you-have-to-be-to-get-medicare-20575</loc>
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		<lastmod>2024-11-04T14:09:46+00:00</lastmod>
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		<lastmod>2025-05-22T16:27:16+00:00</lastmod>
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		<lastmod>2024-07-15T17:53:56+00:00</lastmod>
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		<lastmod>2024-07-15T17:53:38+00:00</lastmod>
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		<lastmod>2024-07-15T17:56:55+00:00</lastmod>
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		<lastmod>2024-07-15T17:58:54+00:00</lastmod>
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		<lastmod>2024-07-15T18:01:34+00:00</lastmod>
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		<lastmod>2024-07-15T18:03:25+00:00</lastmod>
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		<lastmod>2024-07-15T18:06:57+00:00</lastmod>
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		<lastmod>2024-09-27T14:55:44+00:00</lastmod>
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		<lastmod>2024-07-30T20:11:33+00:00</lastmod>
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		<lastmod>2024-08-01T12:10:40+00:00</lastmod>
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		<lastmod>2025-07-15T12:54:30+00:00</lastmod>
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		<lastmod>2025-06-30T18:17:41+00:00</lastmod>
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		<lastmod>2025-05-22T16:24:11+00:00</lastmod>
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		<lastmod>2024-11-04T14:04:40+00:00</lastmod>
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		<lastmod>2024-09-23T17:05:11+00:00</lastmod>
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		<lastmod>2025-04-03T16:05:28+00:00</lastmod>
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	<url>
	<loc>https://attorney.elderlawanswers.com/your-social-security-benefits-for-2025-cola-update-20718</loc>
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	<url>
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		<lastmod>2025-01-03T14:20:33+00:00</lastmod>
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	<url>
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		<lastmod>2026-02-04T21:03:44+00:00</lastmod>
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		<lastmod>2024-11-05T19:24:51+00:00</lastmod>
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	<url>
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		<lastmod>2024-11-05T19:27:28+00:00</lastmod>
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		<lastmod>2024-11-05T19:29:45+00:00</lastmod>
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	<url>
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		<lastmod>2024-11-21T14:23:25+00:00</lastmod>
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	<url>
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		<lastmod>2024-11-21T14:25:52+00:00</lastmod>
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	</url>
	<url>
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	<url>
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	<url>
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	</url>
	<url>
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		<lastmod>2025-03-03T14:29:07+00:00</lastmod>
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		<lastmod>2025-03-03T14:28:09+00:00</lastmod>
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	<url>
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	<url>
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		<lastmod>2025-04-03T15:57:27+00:00</lastmod>
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	<url>
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		<lastmod>2025-02-03T14:32:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/home-safety-for-aging-in-place-a-guide-for-older-adults-20889</loc>
		<lastmod>2025-12-02T16:51:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/report-americans-overwhelmingly-support-social-security-20898</loc>
		<lastmod>2025-05-01T12:59:16+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2025-10-29T13:16:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/15-medicare-part-d-drugs-that-should-see-lower-prices-soon-20912</loc>
		<lastmod>2025-02-28T20:39:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/should-aging-parents-live-with-their-adult-children-20921</loc>
		<lastmod>2025-03-05T17:20:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/before-you-move-your-parents-to-an-assisted-living-facility-20924</loc>
		<lastmod>2025-03-06T20:57:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-rise-of-granny-cams-in-long-term-care-facilities-20940</loc>
		<lastmod>2025-03-17T16:50:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/2024-survey-shows-long-term-care-costs-continue-to-rise-20943</loc>
		<lastmod>2025-05-01T12:56:56+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/social-security-overpayment-rules-are-changing-once-again-20949</loc>
		<lastmod>2025-05-01T12:52:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/relief-for-supplemental-security-income-recipients-in-2025-20952</loc>
		<lastmod>2025-06-02T13:15:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/parkinsons-disease-in-older-adults-what-you-need-to-know-20957</loc>
		<lastmod>2025-05-29T14:13:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-identity-verification-policy-for-social-security-20962</loc>
		<lastmod>2025-07-15T12:56:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-sister-revoke-my-power-of-attorney-poa-20977</loc>
		<lastmod>2025-04-09T16:40:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-obtain-a-copy-of-my-parents-will-from-the-courthouse-20978</loc>
		<lastmod>2025-04-09T16:43:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-disabled-person-be-medical-poa-for-a-senior-relative-20979</loc>
		<lastmod>2025-04-09T16:46:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-an-executor-have-to-provide-all-the-bank-statements-20980</loc>
		<lastmod>2025-04-09T16:47:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/cuts-to-medicaid-benefits-may-harm-millions-of-older-adults-20984</loc>
		<lastmod>2025-06-02T13:17:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-impact-could-the-hhs-downsizing-have-on-older-adults-20993</loc>
		<lastmod>2025-04-30T15:29:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-pairing-older-adults-with-older-pets-can-benefit-both-21006</loc>
		<lastmod>2025-04-21T13:47:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/lawmakers-propose-well-being-insurance-for-older-adults-21008</loc>
		<lastmod>2025-04-21T14:24:07+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/could-the-shingles-vaccines-lower-dementia-risk-21013</loc>
		<lastmod>2025-04-28T17:10:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/could-the-trump-admin-privatize-social-security-21015</loc>
		<lastmod>2025-06-02T13:19:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-mental-health-apps-can-help-older-adults-21025</loc>
		<lastmod>2025-07-01T15:33:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-there-medicare-coverage-for-alcohol-counseling-21028</loc>
		<lastmod>2025-05-05T12:29:08+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/more-buyers-older-adults-seeking-multigenerational-homes-21032</loc>
		<lastmod>2025-05-06T12:20:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/why-arent-more-older-adults-thinking-about-long-term-care-21041</loc>
		<lastmod>2025-08-27T16:40:40+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-purchase-the-home-of-my-cousin-on-medicaid-21044</loc>
		<lastmod>2025-05-06T18:13:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-should-i-navigate-the-sale-of-dads-home-21045</loc>
		<lastmod>2025-05-06T18:29:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-help-dad-with-assisted-living-expenses-21046</loc>
		<lastmod>2025-05-06T18:36:25+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/investigation-uncovers-food-insecurity-in-nursing-homes-21053</loc>
		<lastmod>2025-07-01T17:01:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-student-loan-debt-reduce-your-retirement-benefits-21072</loc>
		<lastmod>2025-06-04T13:08:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/scam-email-targets-social-security-recipients-21076</loc>
		<lastmod>2025-08-08T16:19:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/why-the-social-security-retirement-age-is-now-67-not-65-21078</loc>
		<lastmod>2026-02-27T16:18:57+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-durable-medical-equipment-does-medicare-part-b-cover-21083</loc>
		<lastmod>2025-05-29T18:01:45+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/multigenerational-housing-options-and-benefits-for-seniors-21090</loc>
		<lastmod>2025-06-03T14:11:38+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/dont-rely-on-medicare-or-medicaid-for-your-long-term-care-21110</loc>
		<lastmod>2025-07-29T13:19:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/new-social-security-rule-means-more-travel-for-older-adults-21114</loc>
		<lastmod>2025-07-29T13:31:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/approaching-retirement-age-view-the-senior-happiness-index-21120</loc>
		<lastmod>2025-08-27T16:37:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/does-a-specific-bequest-in-a-will-need-to-be-appraised-21121</loc>
		<lastmod>2025-07-09T17:27:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-will-selling-home-affect-medicaid-down-the-road-21122</loc>
		<lastmod>2025-07-09T17:30:05+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-the-texas-medicaid-estate-recovery-program-take-my-land-21124</loc>
		<lastmod>2025-07-09T17:38:06+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/who-gets-the-home-if-the-community-spouse-dies-21125</loc>
		<lastmod>2025-07-09T17:47:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/is-nursing-home-required-to-escort-patient-with-dementia-to-er-21126</loc>
		<lastmod>2025-07-09T17:50:53+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-we-calculate-capital-gains-on-gifted-property-21128</loc>
		<lastmod>2025-07-09T19:13:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-a-proposed-medicare-part-e-could-benefit-americans-21133</loc>
		<lastmod>2025-07-29T13:23:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/older-adults-struggle-to-meet-the-dual-burden-of-housing-and-care-21135</loc>
		<lastmod>2025-07-14T14:57:23+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/pairing-medicare-coverage-with-your-current-health-insurance-21140</loc>
		<lastmod>2025-07-17T18:12:04+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/get-social-security-benefits-by-check-prepare-for-change-21143</loc>
		<lastmod>2025-09-29T14:55:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/sharif-ceasar-teaching-financial-freedom-via-social-media-21153</loc>
		<lastmod>2025-07-31T20:45:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/consider-these-medical-expenses-when-planning-for-retirement-21157</loc>
		<lastmod>2025-08-06T12:24:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-sibling-put-mom-in-long-term-care-with-my-consent-21160</loc>
		<lastmod>2025-08-07T19:38:10+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-sibling-get-paid-back-from-an-estate-for-elder-care-21161</loc>
		<lastmod>2025-08-07T19:44:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/i-am-74-years-old-how-do-i-opt-out-of-jury-duty-21162</loc>
		<lastmod>2025-08-07T19:49:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-i-help-my-aging-mother-when-she-updates-her-will-21163</loc>
		<lastmod>2025-08-07T19:52:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-l-get-an-emergency-guardianship-for-my-father-21164</loc>
		<lastmod>2025-08-07T19:58:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/beware-dmv-text-scams-targeting-older-adults-21175</loc>
		<lastmod>2025-08-08T16:16:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-im-sued-can-i-lose-my-social-security-and-retirement-21177</loc>
		<lastmod>2025-08-13T13:18:44+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-can-mom-spend-down-without-losing-medicaid-21178</loc>
		<lastmod>2025-08-13T13:28:59+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-debt-collection-work-when-youre-in-a-nursing-home-21179</loc>
		<lastmod>2025-08-13T13:36:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-is-a-life-estate-percentage-calculated-21180</loc>
		<lastmod>2025-08-13T13:40:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/your-unpaid-medical-debt-wont-be-erased-from-credit-reports-21188</loc>
		<lastmod>2025-12-01T13:04:28+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-effects-of-family-caregiving-on-older-adults-21189</loc>
		<lastmod>2025-08-21T13:41:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-dad-is-on-medicaid-can-i-buy-his-jointly-owned-vehicles-21196</loc>
		<lastmod>2025-08-27T18:24:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-mom-goes-on-medicaid-what-happens-to-jointly-owned-home-21197</loc>
		<lastmod>2025-08-27T18:32:15+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-mom-get-house-back-if-she-signed-it-away-to-my-sister-21198</loc>
		<lastmod>2025-08-28T12:08:09+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-paying-rent-to-my-son-in-advance-affect-my-medicaid-21199</loc>
		<lastmod>2025-08-27T18:42:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/what-happens-to-your-debts-when-you-die-in-wisconsin-21201</loc>
		<lastmod>2025-08-27T18:53:52+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-take-my-moms-mobile-home-after-she-dies-21202</loc>
		<lastmod>2025-08-27T18:58:30+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/why-bruce-williss-family-moved-him-into-a-separate-home-21209</loc>
		<lastmod>2025-10-02T19:07:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/baby-boomers-and-beyond-working-far-past-retirement-age-21213</loc>
		<lastmod>2025-09-05T18:57:31+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/am-i-legally-responsible-for-my-late-brothers-apartment-21216</loc>
		<lastmod>2025-09-08T18:57:18+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/my-son-in-law-is-on-medicaid-can-i-gift-him-cash-21217</loc>
		<lastmod>2025-12-19T14:34:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-cash-gifts-affect-my-son-in-laws-medicaid-eligibility-21218</loc>
		<lastmod>2025-09-08T19:13:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-undocumented-expenses-trigger-a-medicaid-penalty-period-21219</loc>
		<lastmod>2025-09-08T19:26:01+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/will-medicaid-costs-i-incurred-before-55-be-part-of-my-lien-21220</loc>
		<lastmod>2025-09-08T19:52:54+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/do-you-need-financial-support-from-your-adult-children-21223</loc>
		<lastmod>2025-09-09T17:54:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/6-states-to-pilot-prior-authorizations-for-original-medicare-21225</loc>
		<lastmod>2026-03-13T13:07:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/life-after-caregiving-what-family-caregivers-can-do-to-heal-21228</loc>
		<lastmod>2025-09-15T18:31:27+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/ensure-your-elder-law-attorney-understands-medicaid-planning-21231</loc>
		<lastmod>2025-09-16T16:55:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/am-i-allowed-to-see-a-copy-of-my-fathers-will-21235</loc>
		<lastmod>2025-09-18T14:05:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-medicare-deny-me-because-i-have-a-401k-21236</loc>
		<lastmod>2025-09-18T14:16:34+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/getting-help-for-a-parent-with-memory-loss-21242</loc>
		<lastmod>2025-09-23T20:37:43+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/get-help-with-medicare-enrollment-through-your-local-ship-21244</loc>
		<lastmod>2025-09-25T13:30:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/affordable-housing-is-getting-scarce-for-older-adults-21247</loc>
		<lastmod>2025-09-30T13:00:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/private-equity-and-nursing-homes-what-families-need-to-know-21251</loc>
		<lastmod>2025-10-03T12:33:19+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-oregon-launch-universal-health-care-in-the-us-21255</loc>
		<lastmod>2025-10-07T19:01:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-the-government-shutdown-could-affect-older-adults-21266</loc>
		<lastmod>2025-11-05T19:29:32+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/emotional-wellness-among-older-adults-in-long-term-care-21270</loc>
		<lastmod>2025-10-17T13:51:33+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/28-percent-cola-increase-for-2026-social-security-benefits-21273</loc>
		<lastmod>2025-10-27T16:53:49+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/overcoming-challenges-in-guardianship-cases-for-older-adults-21277</loc>
		<lastmod>2025-10-29T13:12:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/medicare-open-enrollment-scams-how-to-protect-yourself-21278</loc>
		<lastmod>2026-02-03T21:18:51+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/older-adults-veterans-affected-by-reduced-snap-benefits-21286</loc>
		<lastmod>2025-11-05T19:27:29+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-medicare-changes-in-2026-will-affect-older-adults-21288</loc>
		<lastmod>2026-02-04T15:31:47+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-does-oregon-recover-medicaid-benefits-21294</loc>
		<lastmod>2025-11-12T13:44:11+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-you-force-an-alzheimers-patient-into-a-memory-facility-21295</loc>
		<lastmod>2025-11-12T13:49:46+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-medicaid-denial-be-appealed-21296</loc>
		<lastmod>2025-11-12T13:54:41+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-ensure-my-home-care-wishes-are-honored-21297</loc>
		<lastmod>2025-11-12T14:01:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-to-prevent-long-term-care-insurance-claim-denials-21300</loc>
		<lastmod>2025-11-17T13:55:36+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/high-earners-over-age-50-will-lose-a-401k-tax-break-21314</loc>
		<lastmod>2026-03-26T13:16:22+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/the-role-of-ai-in-fall-prevention-among-older-adults-21316</loc>
		<lastmod>2025-12-02T15:45:26+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-higher-medicare-costs-will-affect-older-adults-in-2026-21317</loc>
		<lastmod>2026-03-13T20:16:35+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/if-moms-applying-for-medicaid-can-she-give-her-kids-money-21320</loc>
		<lastmod>2025-12-03T15:50:55+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/avoiding-probate-who-pays-medical-bills-21321</loc>
		<lastmod>2025-12-03T15:59:42+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/poa-revoked-am-i-still-responsible-for-moms-care-21322</loc>
		<lastmod>2025-12-03T16:05:02+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/address-change-on-poa-do-i-need-new-documents-21323</loc>
		<lastmod>2025-12-03T16:09:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-my-beneficiary-and-executor-be-the-same-person-21324</loc>
		<lastmod>2025-12-03T16:16:03+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-poa-transfer-dads-home-to-disabled-sister-21325</loc>
		<lastmod>2025-12-03T16:20:48+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/looking-for-long-term-care-see-the-2026-best-nursing-homes-21328</loc>
		<lastmod>2025-12-04T14:05:13+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/2027-will-bring-lower-prices-for-15-medicare-part-d-drugs-21330</loc>
		<lastmod>2026-01-28T19:54:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/family-caregivers-in-the-us-divided-by-gender-birth-order-21337</loc>
		<lastmod>2025-12-09T21:25:12+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/2026-medicaid-long-term-care-benefits-when-you-are-married-21338</loc>
		<lastmod>2026-04-01T19:07:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-siblings-be-proxy-for-their-mentally-incompetent-sister-21341</loc>
		<lastmod>2025-12-16T14:02:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-joint-tenancy-protect-against-medicaid-recovery-21342</loc>
		<lastmod>2025-12-16T14:10:21+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/can-a-nursing-facility-legally-change-the-rep-payee-21343</loc>
		<lastmod>2025-12-16T14:14:58+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/how-do-i-get-a-service-dog-for-my-child-with-special-needs-21344</loc>
		<lastmod>2025-12-16T14:22:16+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/two-nj-nursing-home-owners-accused-of-fraud-elder-abuse-21348</loc>
		<lastmod>2025-12-16T20:33:50+00:00</lastmod>
	</url>
	<url>
	<loc>https://attorney.elderlawanswers.com/when-to-hire-a-home-care-service-for-an-older-adult-21352</loc>
		<lastmod>2025-12-22T14:49:55+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2026-01-28T19:43:20+00:00</lastmod>
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	</url>
	<url>
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	</url>
</urlset>

