What Happens to My Credit Card Debt If I Enter a Nursing Home on Medicaid?

If you have no assets, you are what is often called “judgment proof.” In theory, the credit card company could sue you, but they would collect nothing on their claim. They also cannot come after your children unless they co-signed the credit card or accepted liability in some other fashion. Generally, if you contact the credit card company and explain the situation they’ll back off.

For more on childrens' responsibility for a parent's debt, click here.