The credit card debt is owed by the estate. It sounds like the house passed without going through probate so it’s probably not subject to claim by the credit card company.
But this could depend on state law that is different from state to state. You would have to consult with a probate attorney from your state to be certain.
To learn more about probate, check out the following articles:
- What to Know About Probate: Estate Planning Basics
- Probate vs. Non-Probate: What's the Difference?
- Passing on Assets Outside of Probate: PODs and TODs
Harry S. Margolis practices elder law, estate, and special needs planning in Boston and Wellesley, Massachusetts. He is the founder of ElderLawAnswers.com and answers consumer questions about estate planning issues here and at AskHarry.info.
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