Your mother should be able to keep her jewelry because personal items are not countable against the Medicaid asset limit, similar to clothing and furniture. The fact that her jewelry is more valuable than that owned by most Medicaid beneficiaries shouldn’t make a difference. After all, she does not own the Hope diamond. However, these are general rules and we recommend you talk to someone who knows how the rules are applied in your area to get a more definite answer. To find an elder law attorney near you, go here: https://www.elderlawanswers.com/elder-law-attorneys.