This newsletter is from Nawrocki Center for Elder Law, Special Needs & Disability Planning | Send to Friend | Subscribe | Web Version
10299 Grand River, Suite N  |   Brighton, MI 48116  |  (810) 229-0220  |  www.nawrockilaw.com

February 2019

(If this email is hard to read, click on the Web Version link above)

A special message from Lisa Beatty of the Nawrocki Center:

Bring Valentine's Day Cheer to a Senior You Love!

According to American writer Paul Theroux, “Winter is a season of recovery and preparation.”  He’s right – especially in Michigan where the biting cold, cloudy days, and long nights cause many of us to hibernate at home, cup of tea in hand and slippers on our feet, dreaming of the warmer months to come.  There’s a long stretch of time between the hustle and bustle of the winter holidays and the warming spring days, and it can be difficult to find things to do to perk ourselves up, especially for older adults.  In order to find some cheer, we rounded up some great Valentine’s Day ideas for seniors.

Nawrocki Center Seminars & Events - February, 2019
Get the information you need and stay abreast of the latest developments in elder law, special needs, and disability planning by attending a seminar or event conducted by the Nawrocki Center.
 
.

Window Closing for Couples to Use 'Claim Now, Claim More Later' Social Security Strategy
Spouses who are turning full retirement age this year are the last group who can use a strategy to maximize Social Security benefits by choosing whether to take spousal benefits or to take benefits on their own record. 

Medicaid Home Care
Traditionally, Medicaid has paid for long-term care in a nursing home, but because most individuals would rather be cared for at home and home care is cheaper, all 50 states now have Medicaid programs that offer at least some home care. 
Don't Wait Too Long to Purchase Long-Term Care Insurance
The older you get, the harder it is to qualify for long-term care insurance. If you are interested in buying this insurance, it is better to act sooner rather than later.

Costs of New Long-Term Care Insurance Policies Vary Considerably
We’ve all heard the advice “It pays to shop around,” but this has never been more true than with the current market for long-term care insurance. 

Guns and Dementia: Dealing With A Loved One's Firearms
Having a loved one with dementia can be scary, but if you add in a firearm, it can also get dangerous.  To prevent harm to both the individual with dementia and others, it is important to plan ahead for how to deal with any weapons. 

Why Not Just Use an Off-the-Shelf Power of Attorney Form?
A durable power of attorney is one of the most important estate planning documents you can have. It is important to get it right, so you shouldn't use a do-it-yourself form. 

The Best and Worst States for Protection Against Elder Abuse
The older the population gets, the greater the potential for elder abuse. States have laws in place designed to combat elder abuse, but some states are doing a better job than others.

Understanding Medicare's Hospice Benefit
Medicare's hospice benefit is one of the most comprehensive benefits and can be extremely helpful to both the terminally ill individual and his or her family, but it is little understood and underutilized. 

Be Careful About Putting Only One Spouse's Name on a Reverse Mortgage
A recent case involving basketball star Caldwell Jones demonstrates the danger in having only one spouse's name on a reverse mortgage.

For First Time, Median Cost of Private Nursing Home Room Hits Six Figures in Annual Survey
The median cost of a private nursing home room in the United States increased to $100,375 a year in 2018, up 3 percent from 2017, according to Genworth's annual Cost of Care survey.

10299 Grand River, Suite N
Brighton, Michigan 48116
Phone: 810-229-0220
Website: www.nawrockilaw.com

If you would like to unsubscribe and stop receiving these emails click here.