Brighton Office: 10299 Grand River, Suite N | Brighton, MI 48116 | (810)229-0220
West Branch Office: 2116 M-55 | West Branch, MI 48661 | (989) 418-3500
www.nawrockilaw.com
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(If this email is hard to read, click on the Web Version link above)
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A special message from Lisa Beatty of the Nawrocki Center:
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Things to Do to Chase Away Winter Blues
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John Steinbeck, a famous American author, once said, “What good is the warmth of summer, without the cold of winter to give it sweetness?” Many a Michigander reminds himself of this when the days are cloudy and biting cold, and spring seems so far away. After the hustle and bustle of the holidays, the short, dark days of January can feel very oppressive. Here are some ideas to chase away the winter blues.
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Nawrocki Center Seminars & Events - January & February, 2020
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Get the information you need and stay abreast of the latest developments in elder law, special needs, and disability planning by attending a seminar or event conducted by the Nawrocki Center.Click on Read More to see our schedule for Jannuary and February, 2020.
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New Law Makes Big Changes to Retirement Plans
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A spending bill signed into law by the President contains major changes to retirement plans. The bipartisan legislation is designed to provide more incentives to save for retirement, but it may require workers to rethink some of their planning.
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Feds Release 2020 Guidelines Used to Protect the Spouses of Medicaid Applicants
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The federal government has released the 2020 federal guidelines for how much money the spouses of Medicaid recipients may keep, as well as related Medicaid figures.
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Movement Grows to Add Dental Coverage to Medicare
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Medicare does not offer much in the way of dental benefits, but advocates for Medicare beneficiaries are arguing for that to change.
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Will Restrictive Immigration Policies Cause a Shortage of Caregivers for the Elderly?
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As the population ages, the need for caregivers is growing, but restrictive immigration policies, whatever you may think of them, could have a negative impact on a caregiving industry that is already facing workforce shortages.
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Most Are Taking Social Security at the Wrong Time
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A new report finds that almost no retirees are making financially optimal decisions about when to take Social Security and are losing out on an average of more than $100,000 per household in the process.
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Tips for Preventing, Detecting, and Reporting Financial Abuse of the Elderly
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Reports of elder financial abuse continue to increase, and the elderly are particularly vulnerable to scams or to financial abuse by family members in need of money.
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What to Look for When Buying an Annuity
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An annuity can be a useful tool for long-term care planning, but annuities are also complex financial products that are hard to understand. If purchasing an annuity, you need to consider your options carefully.
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How to Plan Your Funeral
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Thinking about your funeral may not be fun, but planning ahead is helpful. It both lets your family know your wishes and assists them during a stressful time.
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A Final Retirement Account Distribution Must Still Be Made After Death
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Federal law requires that after you reach age 70 1/2, you must begin withdrawing a minimum amount
from your retirement accounts. But what if you die after age 70 1/2 and before all the account funds have been distributed?
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Medicare's Different Treatment of the Two Main Post-Hospital Care Options
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Hospital patients who need additional care after being discharged from the hospital are usually sent to either an inpatient rehabilitation facility or a skilled nursing facility, and Medicare offers very different coverage for each.
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Tips on Creating an Estate Plan that Benefits a Child with Special Needs
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Parents want their children to be taken care of after they die. But children with disabilities have increased financial and care needs, so ensuring their long-term welfare can be tricky.
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How Parents Can Provide for a Caregiver Child
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Taking care of a parent can be a full-time job. Parents who want to compensate a child who takes on the burden of caregiving may do so in one of several ways.
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Using a Donor-Advised Fund May Be a Way to Get a Charitable Tax Break Under the New Tax Law
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Donor-advised funds are a growing trend in giving that may get more popular due to the new tax law.
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Don't Wait Too Long to Purchase Long-Term Care Insurance
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The older you get, the harder it is to qualify for long-term care insurance. If you are interested in buying this insurance, it is better to act sooner rather than later.
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Costs of New Long-Term Care Insurance Policies Vary Considerably
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We’ve all heard the advice “It pays to shop around,” but this has never been more true than with the current market for long-term care insurance.
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Guns and Dementia: Dealing With A Loved One's Firearms
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Having a loved one with dementia can be scary, but if you add in a firearm, it can also get dangerous. To prevent harm to both the individual with dementia and others, it is important to plan ahead for how to deal with any weapons.
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Why Not Just Use an Off-the-Shelf Power of Attorney Form?
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A durable power of attorney is one of the most important estate planning documents you can have. It is important to get it right, so you shouldn't use a do-it-yourself form.
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The Best and Worst States for Protection Against Elder Abuse
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The older the population gets, the greater the potential for elder abuse. States have laws in place designed to combat elder abuse, but some states are doing a better job than others.
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Understanding Medicare's Hospice Benefit
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Medicare's hospice benefit is one of the most comprehensive benefits and can be extremely helpful to both the terminally ill individual and his or her family, but it is little understood and underutilized.
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Be Careful About Putting Only One Spouse's Name on a Reverse Mortgage
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A recent case involving basketball star Caldwell Jones demonstrates the danger in having only one spouse's name on a reverse mortgage.
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For First Time, Median Cost of Private Nursing Home Room Hits Six Figures in Annual Survey
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The median cost of a private nursing home room in the United States increased to $100,375 a year in 2018, up 3 percent from 2017, according to Genworth's annual Cost of Care survey.
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Brighton Office: West Branch Office
10299 Grand River, Suite N 2116 M-55, Suite B
Brighton, MI 48116 West Branch, MI 48661
Phone: 810-229-0220 Phone: 989-418-3500
Website: www.nawrockilaw.com
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