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Brighton Office:  10299 Grand River, Suite N  |   Brighton, MI 48116  |  (810)229-0220
West Branch Office:  2116 M-55 | West Branch, MI 48661 | (989) 418-3500
 www.nawrockilaw.com 

April 2019

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A special message from Lisa Beatty of the Nawrocki Center:

Springtime Brings New Scams to Seniors
Well, we’ve made it through another Michigan winter!  The days are lengthening and the buds are appearing at the tips of the tree branches. People are beginning to emerge from their winter hibernation – and that includes those with less-than-noble intentions. It’s a good time to be mindful of scams that target seniors and other vulnerable adults...
Nawrocki Center Seminars & Events - April, 2019
Get the information you need and stay abreast of the latest developments in elder law, special needs, and disability planning by attending a seminar or event conducted by the Na.wrocki Center...

A Tax Break to Help Working Caregivers Pay for Day Care
Paying for day care is one of the biggest expenses faced by working adults with young children, a dependent parent, or a child with a disability, but there is a tax credit available to help working caregivers defray the costs of day care.

How to Deal With Student Loan Debt as You Age
The number of older Americans with student loan debt – either theirs or someone else’s -- is growing. Sadly, learning how to deal with this debt is now a fact of life for many seniors heading into retirement.

How Parents Can Provide for a Caregiver Child
Taking care of a parent can be a full-time job. Parents who want to compensate a child who takes on the burden of caregiving may do so in one of several ways.

Using a Donor-Advised Fund May Be a Way to Get a Charitable Tax Break Under the New Tax Law
Donor-advised funds are a growing trend in giving that may get more popular due to the new tax law.
Don't Wait Too Long to Purchase Long-Term Care Insurance
The older you get, the harder it is to qualify for long-term care insurance. If you are interested in buying this insurance, it is better to act sooner rather than later.

Costs of New Long-Term Care Insurance Policies Vary Considerably
We’ve all heard the advice “It pays to shop around,” but this has never been more true than with the current market for long-term care insurance. 

Guns and Dementia: Dealing With A Loved One's Firearms
Having a loved one with dementia can be scary, but if you add in a firearm, it can also get dangerous.  To prevent harm to both the individual with dementia and others, it is important to plan ahead for how to deal with any weapons. 

Why Not Just Use an Off-the-Shelf Power of Attorney Form?
A durable power of attorney is one of the most important estate planning documents you can have. It is important to get it right, so you shouldn't use a do-it-yourself form. 

The Best and Worst States for Protection Against Elder Abuse
The older the population gets, the greater the potential for elder abuse. States have laws in place designed to combat elder abuse, but some states are doing a better job than others.

Understanding Medicare's Hospice Benefit
Medicare's hospice benefit is one of the most comprehensive benefits and can be extremely helpful to both the terminally ill individual and his or her family, but it is little understood and underutilized. 

Be Careful About Putting Only One Spouse's Name on a Reverse Mortgage
A recent case involving basketball star Caldwell Jones demonstrates the danger in having only one spouse's name on a reverse mortgage.

For First Time, Median Cost of Private Nursing Home Room Hits Six Figures in Annual Survey
The median cost of a private nursing home room in the United States increased to $100,375 a year in 2018, up 3 percent from 2017, according to Genworth's annual Cost of Care survey.

Brighton Office:                      West Branch Office
10299 Grand River, Suite N     2116 M-55, Suite B

Brighton, MI 48116                   West Branch, MI 48661
Phone: 810-229-0220             Phone: 989-418-3500
               Website: www.nawrockilaw.com

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